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VERSABANK

VBNKNASDAQ
Earnings Dec 8US Equity
$22.42β–² $0.08 (+0.36%)
πŸŒ… Pre-market$22.42β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–² 0.4%
7dβ–Ό 1.7%
14dβ–Ό 0.1%
30dβ–² 1.2%
ytdβ–² 49.7%
1yβ–² 89.3%
🏦Market Cap
$728M
Small Cap
πŸ“ˆRevenue Growth (YoY)
88.9%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
71.0%
Strong
βš–οΈP/S Ratio
2.6x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$22.26 – $22.73
52-Week Range
β€”
Volume (shares)
65,052
Avg Volume (shares)
β€”
Shares Outstanding
32.5M
Next Earnings
2026-12-08

Fundamentals Snapshot

Annual Revenue
$120M
Last Q Revenue
$39M
P/E Ratio
31.3
P/S Ratio
2.6x
EPS (TTM)
β€”
Dividend Yield
0.30%
Dilution (1yr)
+25.4%
VBNK logo

VERSABANK

VBNK
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$120Mβ–² +7.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
100.0%β–² +0.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$41Mβ–Ό βˆ’24.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$43Mβ–Ό βˆ’82.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
32.6Mβ–² +25.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$473Mβ–² +$357M YoY
StockOtter Β· stockotter.space

About VERSABANK

VersaBank, a federally regulated financial institution (Schedule I chartered bank) operating across Canada, delivers a diverse array of banking and lending solutions. Clients can choose from various deposit products, including Guaranteed Investment Certificates (GICs), Registered Retirement Savings Plans (RRSPs), Daily Interest Savings Accounts (DISAs), and Tax-Free Savings Accounts (TFSAs), all complemented by deposit protection. The bank also provides comprehensive lending services. This includes point-of-sale financing, where it acquires loan and lease receivables from other finance companies across numerous industries. Additionally, its commercial banking division supports sectors such as commercial real estate, public sector and infrastructure projects, condominium financing, and residential mortgages. Established in 1979, the institution was initially known as Pacific & Western Bank of Canada before adopting its current name, VersaBank, in May 2016. The company maintains its headquarters in London, Canada.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
8 analysts
Strong Buy2
Buy5
Hold1
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Defense WorldΒ·11d ago

SB Financial Group (NASDAQ:SBFG) & VersaBank (NASDAQ:VBNK) Head-To-Head Comparison

VersaBank (NASDAQ: VBNK - Get Free Report) and SB Financial Group (NASDAQ: SBFG - Get Free Report) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the st

Newsfile CorpΒ·14d ago

VersaBank Initiates Commercial Phase of Tokenized Deposit Program in the United States

- Bank to Offer Its Own VersaBank-Issued Real Bank Tokenized Deposits(TM) and Looks Forward to Offering Its Proven, Market-Ready Tokenized Deposit Technology to Other U.S. Banks - London, Ontario--(Newsfile Corp. - Octob

Newsfile CorpΒ·15d ago

VersaBank Receives Canadian Finance Minister Approval for Reorganization

London, Ontario--(Newsfile Corp. - October 14, 2026) - VersaBankΒ (TSX: VBNK) (NASDAQ: VBNK)Β ("VersaBank" or the "Bank"), a North American leader in business-to-business digital banking, digital asset technology and techn

The Motley FoolΒ·21d ago

VersaBank's 2026 Outlook: U.S. Expansion Targets $300 Million in Annual Funding

VersaBank is scaling its digital U.S. lending business through proprietary AI-enabled technology. Declining profit margins reflect the high costs of integration and international corporate reorganization.

Defense WorldΒ·22d ago

VersaBank (TSE:VBNK) Shareholders to Collect $0.03 Quarterly Dividend

VersaBank (TSE: VBNK - Get Free Report) declared a quarterly dividend on Friday, October 9th. Stockholders of record on Saturday, October 31st will be paid a dividend of $0.0250 per share on Saturday, October 31st. This

Seeking AlphaΒ·23d ago

VersaBank: Expensive, But Growth Still Justifies A Buy

VersaBank (VBNK) continues to deliver strong year-over-year growth, with Q3 revenue up 23% and adjusted net income up 27%. U.S. operations are now a significant profit driver, but ambitious 2027 SRP growth targets requir