UNH logo

UNITEDHEALTH GROUP INC

UNHNYSE
πŸ† #36 by market capEarnings Oct 27 Β· PreUS Equity
$402.49β–Ό $6.16 (βˆ’1.53%)
Live
1hβ€”
24hβ–Ό 1.5%
7dβ–Ό 2.5%
14dβ–Ό 4.3%
30dβ–Ό 6.2%
1yβ–² 53.8%
🏦Market Cap
$365.52B
Large Cap
πŸ“ˆRevenue Growth (YoY)
+6.5%
Slowing
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
5.2%
Moderate
βš–οΈP/S Ratio
0.8x
Cheap
Otter Score
61
Fair

Trading Snapshot

Day Range
$396.08 – $406.35
52-Week Range
$244.37 – $461.62
Volume
$12.31B
Avg Volume
$8.25B
Shares Outstanding
908.1M
Next Earnings
Sep 30, 2026

Fundamentals Snapshot

Annual Revenue
$447.57B
Last Q Revenue
$112.03B
P/E Ratio
26.4
P/S Ratio
0.8x
EPS (TTM)
$15.55
Dividend Yield
2.17%

Why Investors Own UNH

  • βœ“High-growth profile β€” revenue up +55.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 61% gross margin and 25% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$447.57Bβ–² +51.0% YoY
Gross Margin (TTM)
60.6%β–² +0.7% YoY
Operating Income (TTM)
$143.22Bβ–² +51.0% YoY
Free Cash Flow (TTM)
$111.44Bβ–² +51.0% YoY

About UNITEDHEALTH GROUP INC

UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health focuses on delivering direct healthcare solutions and management services. It facilitates access to networks of specialist care providers, offers health management programs, direct care delivery, consumer engagement initiatives, and financial services. Its diverse clientele includes individuals (served directly through care systems), employers, insurance payers, and government organizations. Optum Insight specializes in providing technology, information, and consulting services to the healthcare industry. Its offerings include software and data products, advisory consulting arrangements, and outsourced managed services. Clients span hospital systems, physicians, health plans, governmental bodies, life sciences companies, and other relevant organizations. Finally, Optum Rx handles the company's pharmaceutical care services. This segment manages retail pharmacy networks, provides home prescription delivery, and offers specialty and compounding pharmacy capabilities. Leveraging its purchasing power and clinical expertise, Optum Rx also develops advanced programs related to step therapy, formulary management, medication adherence, and integrated disease and drug therapy management. UnitedHealth Group Incorporated, founded in 1977, has its corporate headquarters located in Minnetonka, Minnesota.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
61/100

Analyst Price Target

β“˜
Average Target
$529.08
β–² +31.5% Upside
High Target$638.68
Low Target$419.99
Based on 31 analysts

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