
UNITED BANKSHARES INC
UBSINASDAQTrading Snapshot
- Day Range
- $48.19 β $48.71
- 52-Week Range
- $34.10 β $49.62
- Volume
- $2.71B
- Avg Volume
- $1.81B
- Shares Outstanding
- 136.9M
- Next Earnings
- Oct 21, 2026
Fundamentals Snapshot
- Annual Revenue
- $1.82B
- Last Q Revenue
- $418M
- P/E Ratio
- 12.8
- P/S Ratio
- 4.2x
- EPS (TTM)
- $3.67
- Dividend Yield
- 3.22%
Why Investors Own UBSI
- βHigh-growth profile β revenue up +21.9% YoY with expanding US Equity exposure.
- βHealthy economics β 52% gross margin and 6% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About UNITED BANKSHARES INC
Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.
Otter Score Breakdown
βAnalyst Ratings
βLatest News & Updates

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United Bankshares (UBSI) Could Be a Great Choice
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United Bankshares (UBSI) Upgraded to Buy: Here's Why
United Bankshares (UBSI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
Keefe, Bruyette & Woods Maintains Market Perform on United Bankshares, Raises Price Target to $48
Keefe, Bruyette & Woods analyst Catherine Mealor maintains United Bankshares (NASDAQ:UBSI) with a Market Perform and raises the price target from $46 to $48.

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Is United Bankshares (UBSI) Undervalued Following Its Q2 Earnings And Buyback Completion?
United Bankshares (UBSI) is in focus after reporting second quarter 2026 results, with net income of US$131.38 million and lower net charge offs, along with the completion of a multi quarter share repurchase program. See our latest analysis for United Bankshares. The latest earnings, lower net charge offs and completion of the buyback program come as United Bankshares trades at US$47.36, with a year to date share price return of 23.37% and a 1 year total shareholder return of 34.40%. This...