UBSI logo

UNITED BANKSHARES INC

UBSINASDAQ
πŸ† #1071 by market capEarnings Jan 20US Equity
$48.05β–Ό $0.47 (βˆ’0.97%)
Market closed Β· at close
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24hβ–Ό 1.0%
7dβ–Ό 0.9%
14dβ–² 3.1%
30dβ–² 4.1%
ytdβ–² 25.2%
1yβ–² 34.2%
🏦Market Cap
$6.55B
Small Cap
πŸ“ˆRevenue Growth (YoY)
12.3%
Healthy
πŸ“ŠGross Margin
68.7%
High
πŸ’΅FCF Margin
30.8%
Strong
βš–οΈP/S Ratio
3.7x
Fair
Otter Score
68
Fair

Trading Snapshot

Day Range
$47.57 – $48.58
52-Week Range
$34.68 – $49.62
Volume (shares)
777,094
Avg Volume (shares)
β€”
Shares Outstanding
136.2M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$1.82B
Last Q Revenue
$463M
P/E Ratio
13.0
P/S Ratio
3.7x
EPS (TTM)
$3.76
Dividend Yield
3.16%
Dilution (1yr)
+3.9%
UBSI logo

UNITED BANKSHARES INC

UBSI
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.8Bβ–² +12.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
65.4%β–² +5.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$590Mβ–² +27.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$481Mβ–² +11.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
141.0Mβ–² +3.9% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$1.6Bβ–² +$133M YoY
StockOtter Β· stockotter.space

About UNITED BANKSHARES INC

Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
68/100
Analyst data unavailable.

Latest News & Updates

Zacks Investment ResearchΒ·6d ago

United Bankshares (UBSI) Q3 Earnings Meet Estimates

United Bankshares (UBSI) came out with quarterly earnings of $0.94 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.92 per share a year ago.

Business WireΒ·7d ago

United Bankshares, Inc. Announces EarningsΒ for the Third Quarter of 2026

WASHINGTON & CHARLESTON, W.Va.--(BUSINESS WIRE)--United Bankshares, Inc. Announces Earnings for the Third Quarter of 2026.

Zacks Investment ResearchΒ·9d ago

United Bankshares (UBSI) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does United Bankshares (UBSI) have what it takes?

Zacks Investment ResearchΒ·13d ago

United Bankshares (UBSI) Earnings Expected to Grow: Should You Buy?

United Bankshares (UBSI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Defense WorldΒ·18d ago

National Bank of Canada (OTCMKTS:NTIOF) versus United Bankshares (NASDAQ:UBSI) Critical Contrast

National Bank of Canada (OTCMKTS:NTIOF - Get Free Report) and United Bankshares (NASDAQ: UBSI - Get Free Report) are both finance companies, but which is the superior business? We will compare the two companies based on

Business WireΒ·20d ago

United Bankshares, Inc. Announces Florida Expansion

WASHINGTON--(BUSINESS WIRE)--United Bankshares, Inc. Announces Florida Expansion.