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HANOVER INSURANCE GROUP INC/

THGNYSE
๐Ÿ† #917 by market capEarnings Nov 4US Equity
$221.94โ–ผ $3.75 (โˆ’1.69%)
๐ŸŒ… Pre-market$222.00โ–ฒ 0.03%Regular close ยท extended-hours price shown
1hโ€”
24hโ–ผ 1.7%
7dโ–ผ 3.1%
14dโ–ผ 4.7%
30dโ–ฒ 2.4%
1yโ–ฒ 31.0%
๐ŸฆMarket Cap
$7.73B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+5.3%
Slowing
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
18.6%
Healthy
โš–๏ธP/S Ratio
1.2x
Cheap
Otter Score
51
Weak

Trading Snapshot

Day Range
$220.63 โ€“ $225.28
52-Week Range
$165.50 โ€“ $236.07
Volume
$2.54B
Avg Volume
$1.84B
Shares Outstanding
34.8M
Next Earnings
Sep 19, 2026

Fundamentals Snapshot

Annual Revenue
$6.60B
Last Q Revenue
$1.73B
P/E Ratio
10.4
P/S Ratio
1.2x
EPS (TTM)
$20.93
Dividend Yield
1.68%

Why Investors Own THG

  • โœ“High-growth profile โ€” revenue up +48.3% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 25% gross margin and 12% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$6.60Bโ–ฒ +42.6% YoY
Gross Margin (TTM)
25.2%โ–ฒ +1.6% YoY
Operating Income (TTM)
$548Mโ–ฒ +42.6% YoY
Free Cash Flow (TTM)
$798Mโ–ฒ +42.6% YoY

About HANOVER INSURANCE GROUP INC/

The Hanover Insurance Group, Inc. (THG) is a U.S.-based insurer offering a wide array of property and casualty coverage through its various operating units. Its operations are organized into three main divisions: Commercial Lines, Personal Lines, and an "Other" segment. The Commercial Lines division delivers a comprehensive suite of business insurance solutions, including multi-peril, commercial auto, and workers' compensation policies. It also provides management and professional liability, marine, specialized industrial and commercial property, standalone general liability, surety bonds, umbrella liability, fidelity, crime, and additional commercial protection. Within Personal Lines, customers can access auto and homeowners' insurance, alongside other individual coverages like personal umbrella policies, inland marine, fire, personal watercraft, and personal cyber protection. The "Other" segment focuses on delivering investment management expertise to institutions, pension funds, and a range of other organizational clients. Distribution of Hanover's offerings is primarily facilitated by a network of independent agents and brokers. Originally incorporated as Allmerica Financial Corp., the company adopted its current name, The Hanover Insurance Group, Inc., in December 2005. Established in 1852, The Hanover Insurance Group, Inc. maintains its corporate headquarters in Worcester, Massachusetts.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
51/100

Analyst Ratings

โ“˜
Consensus
Buy
13 analysts
Strong Buy2
Buy3
Hold8
Sell0
Strong Sell0
Ratings as of Aug 2026

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