THG logo

HANOVER INSURANCE GROUP INC/

THGNYSE
πŸ† #949 by market capEarnings Feb 1US Equity
$233.26β–Ό $2.57 (βˆ’1.09%)
πŸŒ… Pre-market$230.31β–Ό 1.26%Regular close Β· extended-hours price shown
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24hβ–Ό 1.1%
7dβ–Ό 2.7%
14dβ–² 2.2%
30dβ–² 7.0%
ytdβ–² 27.6%
1yβ–² 38.6%
🏦Market Cap
$8.12B
Small Cap
πŸ“ˆRevenue Growth (YoY)
6.1%
Slowing
πŸ“ŠGross Margin
39.9%
Healthy
πŸ’΅FCF Margin
18.5%
Healthy
βš–οΈP/S Ratio
1.2x
Cheap
Otter Score
76
Strong

Trading Snapshot

Day Range
$232.92 – $235.58
52-Week Range
$166.54 – $240.97
Volume (shares)
243,578
Avg Volume (shares)
β€”
Shares Outstanding
34.8M
Next Earnings
2027-02-01

Fundamentals Snapshot

Annual Revenue
$6.60B
Last Q Revenue
$1.73B
P/E Ratio
11.1
P/S Ratio
1.2x
EPS (TTM)
$21.28
Dividend Yield
1.61%
Dilution (1yr)
βˆ’0.8%
THG logo

HANOVER INSURANCE GROUP INC/

THG
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$6.6Bβ–² +6.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
43.5%β–² +118.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$844Mβ–² +56.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$1.2Bβ–² +47.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
36.3Mβ–Ό βˆ’0.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$96Mβ–² +$253M YoY
StockOtter Β· stockotter.space

About HANOVER INSURANCE GROUP INC/

The Hanover Insurance Group, Inc. (THG) is a U.S.-based insurer offering a wide array of property and casualty coverage through its various operating units. Its operations are organized into three main divisions: Commercial Lines, Personal Lines, and an "Other" segment. The Commercial Lines division delivers a comprehensive suite of business insurance solutions, including multi-peril, commercial auto, and workers' compensation policies. It also provides management and professional liability, marine, specialized industrial and commercial property, standalone general liability, surety bonds, umbrella liability, fidelity, crime, and additional commercial protection. Within Personal Lines, customers can access auto and homeowners' insurance, alongside other individual coverages like personal umbrella policies, inland marine, fire, personal watercraft, and personal cyber protection. The "Other" segment focuses on delivering investment management expertise to institutions, pension funds, and a range of other organizational clients. Distribution of Hanover's offerings is primarily facilitated by a network of independent agents and brokers. Originally incorporated as Allmerica Financial Corp., the company adopted its current name, The Hanover Insurance Group, Inc., in December 2005. Established in 1852, The Hanover Insurance Group, Inc. maintains its corporate headquarters in Worcester, Massachusetts.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Strong
76/100

Analyst Ratings

β“˜
Consensus
Buy
13 analysts
Strong Buy2
Buy3
Hold8
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Zacks Investment ResearchΒ·15h ago

Here's What Key Metrics Tell Us About Hanover Insurance (THG) Q3 Earnings

While the top- and bottom-line numbers for Hanover Insurance (THG) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall

Zacks Investment ResearchΒ·17h ago

Hanover Insurance Group (THG) Q3 Earnings and Revenues Surpass Estimates

Hanover Insurance Group (THG) came out with quarterly earnings of $5.15 per share, beating the Zacks Consensus Estimate of $4.59 per share. This compares to earnings of $5.09 per share a year ago.

PRNewsWireΒ·20h ago

The Hanover Reports Excellent Third Quarter Net Income and Operating Income of $4.86 and $5.15 per Diluted Share, Respectively; Third Quarter Net and Operating Return on Equity of 19.4% and 18.7%, Respectively

Third Quarter Highlights Combined ratio of 92.3%; combined ratio, excluding catastrophes(1), of 85.5% Catastrophe losses of $109.7 million, or 6.8 points of the combined ratio Net premiums written increase of 3.1%* Renew

Zacks Investment ResearchΒ·1d ago

Will Hanover Insurance (THG) Beat Estimates Again in Its Next Earnings Report?

Hanover Insurance (THG) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Zacks Investment ResearchΒ·3d ago

Are Investors Undervaluing The Hanover Insurance Group (THG) Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and

Zacks Investment ResearchΒ·6d ago

The Hanover Insurance Group, Inc. (THG) Hits Fresh High: Is There Still Room to Run?

Hanover Insurance (THG) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.