RPAY logo

REPAY HOLDINGS CORP

RPAYNASDAQ
๐Ÿ† #3171 by market capEarnings Nov 9 ยท PostUS Equity
$3.76โ–ฒ $0.06 (+1.62%)
๐ŸŒ™ After hours$3.76โ–ฒ 0.00%Regular close ยท extended-hours price shown
1hโ€”
24hโ–ฒ 1.6%
7dโ–ผ 5.9%
14dโ–ผ 6.7%
30dโ–ผ 3.1%
1yโ–ผ 29.9%
๐ŸฆMarket Cap
$331M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
-1.2%
Declining
๐Ÿ“ŠGross Margin
73.5%
High
๐Ÿ’ตFCF Margin
16.4%
Healthy
โš–๏ธP/S Ratio
1.0x
Cheap
Otter Score
53
Weak

Trading Snapshot

Day Range
$3.73 โ€“ $3.79
52-Week Range
$2.30 โ€“ $6.06
Volume
$2.67B
Avg Volume
$3.55B
Shares Outstanding
88.1M
Next Earnings
Sep 25, 2026

Fundamentals Snapshot

Annual Revenue
$309M
Last Q Revenue
$101M
P/E Ratio
-1.8
P/S Ratio
1.0x
EPS (TTM)
$-2.01
Dividend Yield
0.00%

Why Investors Own RPAY

  • โœ“High-growth profile โ€” revenue up +5.6% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 29% gross margin and 29% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$309Mโ–ฒ +0.7% YoY
Gross Margin (TTM)
29.0%โ–ฒ +2.0% YoY
Operating Income (TTM)
$77Mโ–ฒ +0.7% YoY
Free Cash Flow (TTM)
$88Mโ–ฒ +0.7% YoY

About REPAY HOLDINGS CORP

Repay Holdings Corporation specializes in delivering comprehensive payment technology solutions, specifically designed for various specialized markets. The company empowers consumers and businesses alike to conduct electronic transactions efficiently. Repay's diverse portfolio of digital payment services includes processing for credit and debit cards, virtual card capabilities, both standard and enhanced Automated Clearing House (ACH) transactions, and immediate funding options. These services are seamlessly facilitated through its proprietary, multi-channel platforms, which feature web-based portals, mobile applications, text-to-pay functionality, interactive voice response (IVR) systems, and point-of-sale terminals. Repay primarily serves clients within the personal loans, automotive loans, receivables management, and business-to-business (B2B) sectors. Its solutions are distributed through a dedicated direct sales team and strategic software integration partnerships. Founded in 2006, Repay Holdings Corporation is headquartered in Atlanta, Georgia.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
53/100

Analyst Ratings

โ“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy7
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

SeekingAlphaยท1d ago

Repay Holdings Corporation (RPAY) Q2 2026 Earnings Call Transcript

Repay Holdings Corporation (RPAY) Q2 2026 Earnings Call August 10, 2026 5:00 PM EDTCompany ParticipantsStewart Grisante - Head of Investor RelationsJohn...

SeekingAlphaยท2d ago

Repay Holdings Corporation 2026 Q2 - Results - Earnings Call Presentation

2026-08-10. The following slide deck was published by Repay Holdings Corporation in conjunction with their 2026 Q2 earnings call.

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Benzingaยท2d ago

Repay Holdings Affirms FY2026 Sales Guidance of $490.000M-$500.000M vs $454.231M Est

Repay Holdings (NASDAQ:RPAY) affirms FY2026 sales outlook from $490.000 million-$500.000 million to $490.000 million-$500.000 million vs $454.231 million estimate.

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Benzingaยท2d ago

Repay Hldgs Q2 Adj. EPS $0.20 Misses $0.21 Estimate, Sales $100.705M Beat $96.456M Estimate

Repay Hldgs (NASDAQ:RPAY) reported quarterly earnings of $0.20 per share which missed the analyst consensus estimate of $0.21 by 9.09 percent. This is unchanged from the same period last year. The company reported

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Benzingaยท6d ago

Repay Launches REPAY Voice AI-Powered Interactive Voice Response Solution To Modernize Consumer Payments

Instead of callers using rigid menus and button presses, REPAY Voice enables natural, conversational interactions with a virtual agent that understands verbal instruction, applies customer-specific context, answers

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BenzingaยทJul 13

Repay's Board Rejects Revised Forager Capital Proposal To Buy Shares For $5.25 Per Share; Says Revised Proposal Continues To Significantly Undervalue Company And Is Not In Best Interest Of Stockholders

Repay Holdings Corporation (NASDAQ:RPAY) ("REPAY" or the "Company"), a leading provider of bill payment solutions, today announced that its Board of Directors (the "Board") unanimously rejected