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REPAY HOLDINGS CORP

RPAYNASDAQ
πŸ† #3042 by market capEarnings Nov 9 Β· PostUS Equity
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🏦Market Cap
$390M
Small Cap
πŸ“ˆRevenue Growth (YoY)
8.8%
Slowing
πŸ“ŠGross Margin
73.5%
High
πŸ’΅FCF Margin
18.3%
Healthy
βš–οΈP/S Ratio
1.1x
Cheap
Otter Score
β€”
Insufficient data
No chart data available for RPAY.

Trading Snapshot

Day Range
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52-Week Range
$2.30 – $5.25
Volume (shares)
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Avg Volume (shares)
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Shares Outstanding
88.2M
Next Earnings
2026-11-09

Fundamentals Snapshot

Annual Revenue
$309M
Last Q Revenue
$101M
P/E Ratio
β€”
P/S Ratio
1.1x
EPS (TTM)
$-2.04
Dividend Yield
β€”
Dilution (1yr)
βˆ’7.1%
RPAY logo

REPAY HOLDINGS CORP

RPAY
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$309Mβ–Ό βˆ’1.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
75.0%β–Ό βˆ’2.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
βˆ’$12Mβ–² +54.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$91Mβ–Ό βˆ’13.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
82.1Mβ–Ό βˆ’7.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$321Mβ–Ό βˆ’$2M YoY
StockOtter Β· stockotter.space

About REPAY HOLDINGS CORP

Repay Holdings Corporation specializes in delivering comprehensive payment technology solutions, specifically designed for various specialized markets. The company empowers consumers and businesses alike to conduct electronic transactions efficiently. Repay's diverse portfolio of digital payment services includes processing for credit and debit cards, virtual card capabilities, both standard and enhanced Automated Clearing House (ACH) transactions, and immediate funding options. These services are seamlessly facilitated through its proprietary, multi-channel platforms, which feature web-based portals, mobile applications, text-to-pay functionality, interactive voice response (IVR) systems, and point-of-sale terminals. Repay primarily serves clients within the personal loans, automotive loans, receivables management, and business-to-business (B2B) sectors. Its solutions are distributed through a dedicated direct sales team and strategic software integration partnerships. Founded in 2006, Repay Holdings Corporation is headquartered in Atlanta, Georgia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy7
Hold2
Sell0
Strong Sell0
Ratings as of Oct 2026

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