
PROVIDENT FINANCIAL HLDGS
PROVNASDAQTrading Snapshot
- Day Range
- $17.81 โ $18.16
- 52-Week Range
- $14.95 โ $18.47
- Volume
- $2.53B
- Avg Volume
- $2.21B
- Shares Outstanding
- 6.3M
- Next Earnings
- Sep 5, 2026
Fundamentals Snapshot
- Annual Revenue
- $60M
- Last Q Revenue
- $15M
- P/E Ratio
- 17.4
- P/S Ratio
- 1.9x
- EPS (TTM)
- $1.05
- Dividend Yield
- 3.12%
Why Investors Own PROV
- โHigh-growth profile โ revenue up +17.6% YoY with expanding US Equity exposure.
- โHealthy economics โ 62% gross margin and 26% free-cash-flow margin.
- โNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About PROVIDENT FINANCIAL HLDGS
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Otter Score Breakdown
โAnalyst Ratings
โLatest News & Updates
Piper Sandler Maintains Neutral on Provident Finl Hldgs, Raises Price Target to $18
Piper Sandler analyst Matthew Clark maintains Provident Finl Hldgs (NASDAQ:PROV) with a Neutral and raises the price target from $17 to $18.

Provident Financial Holdings, Inc. 2026 Q4 - Results - Earnings Call Presentation
2026-08-01. The following slide deck was published by Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc. (PROV) Q4 2026 Earnings Call Transcript
Provident Financial Holdings, Inc. (PROV) Q4 2026 Earnings Call July 29, 2026 12:00 PM EDTCompany ParticipantsDonavon Ternes - President & CEOConference...
Provident Financial Holdings (NASDAQ:PROV) Reports Fiscal Q4 Earnings Beat
Provident Financial Holdings (PROV) beat Q4 earnings estimates but stock dips 2.4% pre-market. Net income surged 61% on improved net interest margin.
Provident Finl Hldgs Q4 EPS $0.35 Beats $0.28 Estimate, Sales $10.689M Beat $10.000M Estimate
Provident Finl Hldgs (NASDAQ:PROV) reported quarterly earnings of $0.35 per share which beat the analyst consensus estimate of $0.28 by 25 percent. This is a 45.83 percent increase over earnings of $0.24 per share from