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PROVIDENT FINANCIAL HLDGS

PROVNASDAQ
🏆 #3893 by market capEarnings Jan 25US Equity
$18.06▼ $0.11 (−0.61%)
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24h▼ 0.6%
7d▼ 0.7%
14d▼ 0.6%
30d▼ 2.1%
ytd▲ 13.0%
1y▲ 16.2%
🏦Market Cap
$112M
Small Cap
📈Revenue Growth (YoY)
37.8%
High Growth
📊Gross Margin
—
💵FCF Margin
14.5%
Healthy
⚖️P/S Ratio
1.9x
Cheap
Otter Score
—
Insufficient data

Trading Snapshot

Day Range
$18.06 – $18.06
52-Week Range
$14.95 – $18.99
Volume (shares)
351
Avg Volume (shares)
—
Shares Outstanding
6.2M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
—
Last Q Revenue
—
P/E Ratio
17.0
P/S Ratio
1.9x
EPS (TTM)
$1.03
Dividend Yield
3.17%
Dilution (1yr)
−1.3%
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PROVIDENT FINANCIAL HLDGS

PROV
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$60M▼ −0.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
68.1%▲ +3.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$10M▲ +8.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$9M▲ +4.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
6.4M▼ −1.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$108M▲ +$51M YoY
StockOtter · stockotter.space

About PROVIDENT FINANCIAL HLDGS

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

🚀Growth★★★★★
⚖️Valuation★★★★★
💧Dilution★★★★★
Overall Score
Insufficient data
—/100

Analyst Ratings

ⓘ
Consensus
Sell
7 analysts
Strong Buy0
Buy0
Hold4
Sell1
Strong Sell2
Ratings as of Oct 2026

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