PROVIDENT FINANCIAL HLDGS
PROVNASDAQTrading Snapshot
- Day Range
- $18.15 β $18.20
- 52-Week Range
- $14.95 β $18.99
- Volume (shares)
- 23,081
- Avg Volume (shares)
- β
- Shares Outstanding
- 6.2M
- Next Earnings
- 2027-01-25
Fundamentals Snapshot
- Annual Revenue
- $60M
- Last Q Revenue
- $16M
- P/E Ratio
- 17.0
- P/S Ratio
- 1.9x
- EPS (TTM)
- $1.03
- Dividend Yield
- 3.17%
- Dilution (1yr)
- β1.3%
PROVIDENT FINANCIAL HLDGS
PROVAbout PROVIDENT FINANCIAL HLDGS
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition, the company offers investment services comprising the sale of alternative investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. It serves individuals, small to mid-sized businesses, and institutional clients. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Insufficient data for all five components.
Analyst Ratings
βLatest News & Updates

Provident Financial Q1 Earnings Call Highlights
Provident Financial NASDAQ: PROV reported modest loan growth in its fiscal first quarter of 2027, supported by lower loan payoff activity and stable origination pipelines, while management said it expects seasonal factor

Provident Financial: 3 Key Takeaways for Long-Term Investors
Loan repricing is pushing yields higher while credit quality remains pristine, a rare combination that justifies aggressive capital returns.

Provident Financial Holdings, Inc. (PROV) Q1 2027 Earnings Call Transcript
Provident Financial Holdings, Inc. ( PROV ) Q1 2027 Earnings Call October 28, 2026 12:00 PM EDT Company Participants Donavon Ternes - President, CEO & Director Conference Call Participants Adam Kroll - Piper Sandler & Co

Provident Financial (PROV) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for Provident Financial (PROV) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wa

Provident Financial (PROV) Q1 Earnings Lag Estimates
Provident Financial (PROV) came out with quarterly earnings of $0.25 per share, missing the Zacks Consensus Estimate of $0.32 per share. This compares to earnings of $0.25 per share a year ago.

Provident Financial Holdings Reports First Quarter Of Fiscal 2027 Results
Net Income of $1.57 Million in the September 2026 Quarter, Down 28% from the Sequential Quarter and 6% from the Comparable Quarter Last Year Net Interest Margin of 3.32% in the September 2026 Quarter, Up 11 Basis Points