PFBC logo

PREFERRED BANK/LOS ANGELES

PFBCNASDAQ
πŸ† #1867 by market capEarnings Oct 19US Equity
$106.76β–² $1.44 (+1.35%)
Market closed Β· at close
1hβ€”
24hβ–² 1.4%
7dβ–² 0.3%
14dβ–² 2.0%
30dβ–² 0.9%
1yβ–² 14.8%
🏦Market Cap
$1.26B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+80.0%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
33.6%
Strong
βš–οΈP/S Ratio
2.8x
Cheap
Otter Score
60
Fair

Trading Snapshot

Day Range
$105.38 – $108.76
52-Week Range
$81.50 – $112.26
Volume
$2.93B
Avg Volume
$2.43B
Shares Outstanding
11.8M
Next Earnings
Aug 31, 2026

Fundamentals Snapshot

Annual Revenue
$499M
Last Q Revenue
$126M
P/E Ratio
10.5
P/S Ratio
2.8x
EPS (TTM)
$10.95
Dividend Yield
2.69%

Why Investors Own PFBC

  • βœ“High-growth profile β€” revenue up +54.9% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 33% gross margin and 23% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$499Mβ–² +58.1% YoY
Gross Margin (TTM)
32.6%β–² +1.4% YoY
Operating Income (TTM)
$80Mβ–² +58.1% YoY
Free Cash Flow (TTM)
$114Mβ–² +58.1% YoY

About PREFERRED BANK/LOS ANGELES

Preferred Bank offers a wide array of commercial banking products and services throughout the United States. Its primary clients include small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, various professionals, and high-net-worth individuals. The institution provides diverse deposit options, such as checking, savings, and money market accounts. They also feature fixed-rate and fixed-maturity certificates of deposit for both retail and non-retail clients, along with individual retirement accounts. On the lending side, Preferred Bank extends real estate mortgage loans secured by a variety of properties, including retail, industrial, office, special purpose, and residential (single and multi-family) assets. They also finance real estate construction projects and offer commercial loans like working capital lines of credit, term loans for capital expenditures, and both commercial and standby letters of credit, in addition to SBA loans. Furthermore, the bank provides extensive trade finance solutions. These encompass commercial and export letters of credit, import lines of credit, international wire transfers, documentary collections, acceptance/trust receipt financing products, export financing, and bills purchase programs. Specialized high-wealth banking services are available for affluent individuals residing in the Pacific Rim region. The bank also supports modern financial management through remote deposit capture, as well as online and mobile banking platforms. Dedicated banking services are provided to professionals such as physicians, accountants, attorneys, and business managers. Manufacturing, service, and distribution companies can benefit from safe deposit boxes, account reconciliation, courier services, and comprehensive cash management solutions. As of December 31, 2021, Preferred Bank operated eleven full-service branch locations across California, including Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Pico Rivera, Tarzana, and San Francisco. An additional branch is situated in Flushing, New York. The bank was established in 1991 and maintains its headquarters in Los Angeles, California.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
60/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy4
Hold5
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

πŸš€
BenzingaΒ·19d ago

Stephens & Co. Maintains Equal-Weight on Preferred Bank, Raises Price Target to $110

Stephens & Co. analyst Andrew Terrell maintains Preferred Bank (NASDAQ:PFBC) with a Equal-Weight and raises the price target from $100 to $110.

SeekingAlphaΒ·20d ago

Preferred Bank (PFBC) Q2 2026 Earnings Call Transcript

Preferred Bank (PFBC) Q2 2026 Earnings Call July 22, 2026 2:00 PM EDTCompany ParticipantsJeff HaasLi Yu - Chairman, CEO & Corporate SecretaryWellington...

BenzingaΒ·20d ago

Preferred Bank Q2 2026 Earnings Call Transcript

Preferred Bank (NASDAQ:PFBC) reported second-quarter financial results on Wednesday. The transcript from the company's second-quarter earnings call has been provided below. This content is powered by Benzinga APIs.

ChartMillΒ·20d ago

Preferred Bank (NASDAQ:PFBC) Reports Inline Q2 Results, Maintains Steady Growth Trajectory

Preferred Bank’s Q2 2026 earnings matched expectations with $2.78 EPS and $73.47M revenue. Net interest income drove growth, while shares edged up 0.43% in pre-market trading.

πŸ›°οΈ
BenzingaΒ·20d ago

Preferred Bank Q2 EPS $2.78 Beats $2.65 Estimate, Sales $69.990M Miss $70.501M Estimate

Preferred Bank (NASDAQ:PFBC) reported quarterly earnings of $2.78 per share which beat the analyst consensus estimate of $2.65 by 4.91 percent. This is a 8.17 percent increase over earnings of $2.57 per share from the

BenzingaΒ·20d ago

Earnings Scheduled For July 22, 2026

Companies Reporting Before The Bell β€’ Northern Trust (NASDAQ:NTRS) is expected to report quarterly earnings at $3.45 per share on revenue of $2.35 billion. β€’ Old National Bancorp (NASDAQ:ONB) is projected to report