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PREFERRED BANK/LOS ANGELES

PFBCNASDAQ
πŸ† #2230 by market capEarnings Jan 20US Equity
$107.08β–² $0.80 (+0.75%)
πŸŒ… Pre-market$107.96β–² 0.82%Regular close Β· extended-hours price shown
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24hβ–² 0.8%
7dβ–Ό 1.7%
14dβ–² 5.1%
30dβ–² 0.6%
ytdβ–² 13.8%
1yβ–² 19.0%
🏦Market Cap
$1.27B
Small Cap
πŸ“ˆRevenue Growth (YoY)
80.0%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
37.9%
Strong
βš–οΈP/S Ratio
2.8x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$104.60 – $107.25
52-Week Range
$81.50 – $112.26
Volume (shares)
106,505
Avg Volume (shares)
β€”
Shares Outstanding
11.8M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$499M
Last Q Revenue
$126M
P/E Ratio
9.3
P/S Ratio
2.8x
EPS (TTM)
$10.95
Dividend Yield
3.00%
Dilution (1yr)
βˆ’7.2%
PFBC logo

PREFERRED BANK/LOS ANGELES

PFBC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$499Mβ–Ό βˆ’4.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
55.0%β–² +5.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$190Mβ–² +3.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$167Mβ–² +1.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
12.5Mβ–Ό βˆ’7.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$423Mβ–Ό βˆ’$177M YoY
StockOtter Β· stockotter.space

About PREFERRED BANK/LOS ANGELES

Preferred Bank offers a wide array of commercial banking products and services throughout the United States. Its primary clients include small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, various professionals, and high-net-worth individuals. The institution provides diverse deposit options, such as checking, savings, and money market accounts. They also feature fixed-rate and fixed-maturity certificates of deposit for both retail and non-retail clients, along with individual retirement accounts. On the lending side, Preferred Bank extends real estate mortgage loans secured by a variety of properties, including retail, industrial, office, special purpose, and residential (single and multi-family) assets. They also finance real estate construction projects and offer commercial loans like working capital lines of credit, term loans for capital expenditures, and both commercial and standby letters of credit, in addition to SBA loans. Furthermore, the bank provides extensive trade finance solutions. These encompass commercial and export letters of credit, import lines of credit, international wire transfers, documentary collections, acceptance/trust receipt financing products, export financing, and bills purchase programs. Specialized high-wealth banking services are available for affluent individuals residing in the Pacific Rim region. The bank also supports modern financial management through remote deposit capture, as well as online and mobile banking platforms. Dedicated banking services are provided to professionals such as physicians, accountants, attorneys, and business managers. Manufacturing, service, and distribution companies can benefit from safe deposit boxes, account reconciliation, courier services, and comprehensive cash management solutions. As of December 31, 2021, Preferred Bank operated eleven full-service branch locations across California, including Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Pico Rivera, Tarzana, and San Francisco. An additional branch is situated in Flushing, New York. The bank was established in 1991 and maintains its headquarters in Los Angeles, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
12 analysts
Strong Buy2
Buy5
Hold5
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Seeking AlphaΒ·2d ago

Preferred Bank: Despite Mixed Results, Further Upside Is On The Table

Preferred Bank remains a soft 'buy' despite recent declines in revenue and profitability. PFBC's asset quality is strong, with return on assets at 1.69% and return on equity at 16.18%. The bank's shares trade at a P/E of

Seeking AlphaΒ·5d ago

Preferred Bank (PFBC) Q3 2026 Earnings Call Transcript

Preferred Bank ( PFBC ) Q3 2026 Earnings Call October 23, 2026 2:00 PM EDT Company Participants Li Yu - Chairman, CEO & Corporate Secretary Edward Czajka - Executive VP & CFO Nick Pi - Executive VP & Chief Risk Officer W

MarketBeatΒ·5d ago

Preferred Bank Q3 Earnings Call Highlights

Preferred Bank NASDAQ: PFBC reported third-quarter 2026 net income of $32.9 million, or $2.73 per share, as deposit growth and continued expense control were partly offset by a reversal of interest income and ongoing del

Zacks Investment ResearchΒ·5d ago

Preferred Bank (PFBC) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Although the revenue and EPS for Preferred Bank (PFBC) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates

Zacks Investment ResearchΒ·5d ago

Preferred Bank (PFBC) Tops Q3 Earnings Estimates

Preferred Bank (PFBC) came out with quarterly earnings of $2.73 per share, beating the Zacks Consensus Estimate of $2.69 per share. This compares to earnings of $2.84 per share a year ago.

GlobeNewsWireΒ·6d ago

Preferred Bank Reports Third Quarter Results

LOS ANGELES, Oct. 23, 2026 (GLOBE NEWSWIRE) -- Preferred Bank (NASDAQ: PFBC), one of the larger independent California banks, today reported results for the quarter ended September 30, 2026. Preferred Bank (β€œthe Bank”) r