PBAM logo

PRIVATE BANCORP OF AMERICA I

PBAMNASDAQ
๐Ÿ† #2512 by market capEarnings Oct 16US Equity
$85.61โ–ฒ $0.08 (+0.09%)
Market closed ยท at close
1hโ€”
24hโ–ฒ 0.1%
7dโ–ผ 0.3%
14dโ€”
30dโ€”
1yโ€”
๐ŸฆMarket Cap
$490M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
-35.1%
Declining
๐Ÿ“ŠGross Margin
72.3%
High
๐Ÿ’ตFCF Margin
โ€”
โš–๏ธP/S Ratio
2.8x
Cheap
Otter Score
60
Fair

Trading Snapshot

Day Range
$84.92 โ€“ $87.30
52-Week Range
$54.45 โ€“ $87.00
Volume
$2.04B
Avg Volume
$1.81B
Shares Outstanding
5.7M
Next Earnings
Sep 28, 2026

Fundamentals Snapshot

Annual Revenue
$172M
Last Q Revenue
$44M
P/E Ratio
11.0
P/S Ratio
2.8x
EPS (TTM)
$7.87
Dividend Yield
0.00%

Why Investors Own PBAM

  • โœ“High-growth profile โ€” revenue up +9.9% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 79% gross margin and 17% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$172Mโ–ฒ +4.7% YoY
Gross Margin (TTM)
79.2%โ–ฒ +3.0% YoY
Operating Income (TTM)
$60Mโ–ฒ +4.7% YoY
Free Cash Flow (TTM)
$29Mโ–ฒ +4.7% YoY

About PRIVATE BANCORP OF AMERICA I

Private Bancorp of America, Inc., acting as the parent company for CalPrivate Bank, offers a comprehensive range of financial products and services tailored for both individual and business customers throughout California. For personal banking needs, the institution provides various deposit accounts, including checking, savings, money market, certificate of deposit, and retirement options. It also extends personal credit lines and term loans. Additional conveniences for individual clients include direct deposit, online banking, ATM and debit card access, credit cards, overdraft protection linked to savings or credit lines, secure safe deposit boxes, and Certificate of Deposit Account Registry Service (CDARS). Its business banking offerings encompass essential checking, savings, and sweep accounts, augmented by numerous corporate solutions. These include advanced treasury management, merchant card services, bill payment, positive pay fraud detection, e-statements, remote deposit capture, wire transfers, electronic payment and collection systems, electronic check acceptance, account reconciliation, cash vault services, and both gift and business credit cards, alongside extensive funds management. The company further provides diverse loan products, such as financing for commercial real estate, Small Business Administration (SBA) initiatives, construction ventures, equipment purchases, and business expansion. Working capital lines of credit and letters of credit are also available. Operational branches are situated in key Californian locations: La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and its corporate headquarters are located in La Jolla, California.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Fair
60/100

Analyst Ratings

โ“˜
Consensus
Buy
10 analysts
Strong Buy3
Buy6
Hold1
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates