PBAM logo

PRIVATE BANCORP OF AMERICA I

PBAMNASDAQ
πŸ† #2878 by market capEarnings Jan 15US Equity
$85.36β–² $0.16 (+0.19%)
πŸŒ… Pre-market$85.36β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–² 0.2%
7dβ–Ό 1.4%
14dβ–² 0.4%
30dβ–² 0.3%
ytdβ€”
1yβ€”
🏦Market Cap
$489M
Small Cap
πŸ“ˆRevenue Growth (YoY)
-35.1%
Declining
πŸ“ŠGross Margin
73.8%
High
πŸ’΅FCF Margin
14.8%
Healthy
βš–οΈP/S Ratio
2.7x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$84.81 – $85.88
52-Week Range
$55.12 – $92.09
Volume (shares)
57,032
Avg Volume (shares)
β€”
Shares Outstanding
5.7M
Next Earnings
2027-01-15

Fundamentals Snapshot

Annual Revenue
$172M
Last Q Revenue
$46M
P/E Ratio
10.5
P/S Ratio
2.7x
EPS (TTM)
$8.18
Dividend Yield
0.00%
Dilution (1yr)
βˆ’0.5%
PBAM logo

PRIVATE BANCORP OF AMERICA I

PBAM
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$172Mβ–Ό βˆ’35.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
69.2%β–² +76.2% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$58Mβ–² +10.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$43Mβ–² +21.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
5.8Mβ–Ό βˆ’0.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$130Mβ–² +$14M YoY
StockOtter Β· stockotter.space

About PRIVATE BANCORP OF AMERICA I

Private Bancorp of America, Inc., acting as the parent company for CalPrivate Bank, offers a comprehensive range of financial products and services tailored for both individual and business customers throughout California. For personal banking needs, the institution provides various deposit accounts, including checking, savings, money market, certificate of deposit, and retirement options. It also extends personal credit lines and term loans. Additional conveniences for individual clients include direct deposit, online banking, ATM and debit card access, credit cards, overdraft protection linked to savings or credit lines, secure safe deposit boxes, and Certificate of Deposit Account Registry Service (CDARS). Its business banking offerings encompass essential checking, savings, and sweep accounts, augmented by numerous corporate solutions. These include advanced treasury management, merchant card services, bill payment, positive pay fraud detection, e-statements, remote deposit capture, wire transfers, electronic payment and collection systems, electronic check acceptance, account reconciliation, cash vault services, and both gift and business credit cards, alongside extensive funds management. The company further provides diverse loan products, such as financing for commercial real estate, Small Business Administration (SBA) initiatives, construction ventures, equipment purchases, and business expansion. Working capital lines of credit and letters of credit are also available. Operational branches are situated in key Californian locations: La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and its corporate headquarters are located in La Jolla, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy3
Buy6
Hold1
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Zacks Investment ResearchΒ·12d ago

Here's What Key Metrics Tell Us About Private Bancorp of America (PBAM) Q3 Earnings

While the top- and bottom-line numbers for Private Bancorp of America (PBAM) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compar

Zacks Investment ResearchΒ·12d ago

Private Bancorp of America, Inc. (PBAM) Q3 Earnings Miss Estimates

Private Bancorp of America, Inc. (PBAM) came out with quarterly earnings of $1.97 per share, missing the Zacks Consensus Estimate of $2.07 per share. This compares to earnings of $1.65 per share a year ago.

GlobeNewsWireΒ·13d ago

Private Bancorp of America, Inc. Announces Strong Net Income for Third Quarter 2026

Third Quarter 2026 Highlights Net income for the third quarter of 2026 was $11.4 million, compared to $13.1 million in the prior quarter and $9.7 million in the third quarter of 2025. Net income for the third quarter of

Defense WorldΒ·16d ago

Private Bancorp (NASDAQ:PBAM) Sees Significant Growth in Short Interest

Private Bancorp (NASDAQ: PBAM - Get Free Report) was the target of a large increase in short interest during the month of September. As of September 30th, there was short interest totaling 135,544 shares, an increase of

Zacks Investment ResearchΒ·19d ago

Private Bancorp of America, Inc. (PBAM) Earnings Expected to Grow: Should You Buy?

Private Bancorp of America (PBAM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Defense WorldΒ·Sep 24

Critical Survey: Private Bancorp of America (OTCMKTS:PBAM) vs. China Merchants Bank (OTCMKTS:CIHKY)

Private Bancorp of America (OTCMKTS:PBAM - Get Free Report) and China Merchants Bank (OTCMKTS:CIHKY - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two companies ba