
NORWOOD FINANCIAL CORP
NWFLNASDAQTrading Snapshot
- Day Range
- $33.82 β $34.70
- 52-Week Range
- $23.82 β $35.45
- Volume
- $2.91B
- Avg Volume
- $2.44B
- Shares Outstanding
- 10.9M
- Next Earnings
- Oct 18, 2026
Fundamentals Snapshot
- Annual Revenue
- $136M
- Last Q Revenue
- $43M
- P/E Ratio
- 10.9
- P/S Ratio
- 2.6x
- EPS (TTM)
- $3.15
- Dividend Yield
- 3.71%
Why Investors Own NWFL
- βHigh-growth profile β revenue up +15.4% YoY with expanding US Equity exposure.
- βHealthy economics β 78% gross margin and 15% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About NORWOOD FINANCIAL CORP
Norwood Financial Corp. functions as the holding entity for Wayne Bank, delivering a comprehensive suite of financial products and services. The institution facilitates a broad array of deposit options, encompassing both interest-bearing and non-interest-bearing checking accounts, alongside statement savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, featuring commercial loans such as credit lines, revolving credit facilities, term loans, business mortgages, secured lending products, and letters of credit. Norwood also extends financing for municipal projects, construction loans for both commercial developments and single-family homes, and land acquisition loans. Consumer credit and residential mortgage financing for primary and secondary residences are also key offerings. Furthermore, the company engages in indirect dealer financing for automobiles, boats, and recreational vehicles through dealerships. Beyond traditional banking, Norwood provides investment securities services, trust management, and a variety of contemporary cash management solutions. These include direct deposit, remote and mobile deposit capture, mobile payment processing, automated clearing house (ACH) transactions, real estate settlement support, and robust internet and mobile banking platforms. The corporation also diversifies its revenue through the sale of annuities and mutual funds, discount brokerage services, and an insurance agency operation. Catering to a wide client base, Norwood serves individual consumers, corporate entities, non-profit organizations, and local governments. Its operational footprint includes fourteen branch locations throughout Northeastern Pennsylvania and sixteen branches spanning Delaware, Sullivan, Ontario, Otsego, and Yates Counties in New York, supported by thirty-one automated teller machines. Established in 1870, Norwood Financial Corp. maintains its corporate headquarters in Honesdale, Pennsylvania.
Otter Score Breakdown
βAnalyst Price Target
βLatest News & Updates
NORWOOD FINANCIAL CORP tops quarterly estimates as demand accelerates
Revenue grew double digits with management guiding above consensus; margins continued to expand.
Analysts lift NWFL price targets on improving margins
Several firms raised targets, citing stronger free cash flow and a healthier backlog.
NORWOOD FINANCIAL CORP announces new agreement to expand its footprint
The move broadens the companyβs reach and could add incremental revenue over the next year.