NORWOOD FINANCIAL CORP
NWFLNASDAQTrading Snapshot
- Day Range
- $35.52 β $37.39
- 52-Week Range
- $25.50 β $37.38
- Volume (shares)
- 42,706
- Avg Volume (shares)
- β
- Shares Outstanding
- 10.9M
- Next Earnings
- 2027-01-20
Fundamentals Snapshot
- Annual Revenue
- $136M
- Last Q Revenue
- $43M
- P/E Ratio
- 13.7
- P/S Ratio
- β
- EPS (TTM)
- $2.89
- Dividend Yield
- 3.23%
- Dilution (1yr)
- +11.5%
NORWOOD FINANCIAL CORP
NWFLAbout NORWOOD FINANCIAL CORP
Norwood Financial Corp. functions as the holding entity for Wayne Bank, delivering a comprehensive suite of financial products and services. The institution facilitates a broad array of deposit options, encompassing both interest-bearing and non-interest-bearing checking accounts, alongside statement savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, featuring commercial loans such as credit lines, revolving credit facilities, term loans, business mortgages, secured lending products, and letters of credit. Norwood also extends financing for municipal projects, construction loans for both commercial developments and single-family homes, and land acquisition loans. Consumer credit and residential mortgage financing for primary and secondary residences are also key offerings. Furthermore, the company engages in indirect dealer financing for automobiles, boats, and recreational vehicles through dealerships. Beyond traditional banking, Norwood provides investment securities services, trust management, and a variety of contemporary cash management solutions. These include direct deposit, remote and mobile deposit capture, mobile payment processing, automated clearing house (ACH) transactions, real estate settlement support, and robust internet and mobile banking platforms. The corporation also diversifies its revenue through the sale of annuities and mutual funds, discount brokerage services, and an insurance agency operation. Catering to a wide client base, Norwood serves individual consumers, corporate entities, non-profit organizations, and local governments. Its operational footprint includes fourteen branch locations throughout Northeastern Pennsylvania and sixteen branches spanning Delaware, Sullivan, Ontario, Otsego, and Yates Counties in New York, supported by thirty-one automated teller machines. Established in 1870, Norwood Financial Corp. maintains its corporate headquarters in Honesdale, Pennsylvania.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Insufficient data for all five components.
Analyst Ratings
βLatest News & Updates

Norwood Financial Corp. (NWFL) Q3 2026 Earnings Call Transcript
Norwood Financial Corp. (NWFL) Q3 2026 Earnings Call Transcript

What Norwood Financial (NWFL) Said on Its Q3 Earnings Call
Norwood Financial NASDAQ: NWFL reported record third-quarter earnings and net interest income as the company continued to benefit from its Presence Bank acquisition, expanded net interest margin and reduced exposure tied

Norwood Financial (NWFL) Reports Q3 Earnings: What Key Metrics Have to Say
While the top- and bottom-line numbers for Norwood Financial (NWFL) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall

Norwood Financial Corp. (NWFL) Surpasses Q3 Earnings and Revenue Estimates
Norwood Financial Corp. (NWFL) came out with quarterly earnings of $1.08 per share, beating the Zacks Consensus Estimate of $0.95 per share. This compares to earnings of $0.94 per share a year ago.

Norwood Financial Corp announces Third Quarter Financial Results
Quarterly Highlights: Record net income of $11.8 million. Record net interest income of $28.0 million.

Norwood Financial Corp. (NWFL) Reports Next Week: Wall Street Expects Earnings Growth
Norwood Financial (NWFL) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.