
NMI HOLDINGS INC
NMIHNASDAQTrading Snapshot
- Day Range
- $44.84 โ $45.65
- 52-Week Range
- $34.84 โ $46.74
- Volume
- $2.22B
- Avg Volume
- $1.87B
- Shares Outstanding
- 76.0M
- Next Earnings
- Sep 11, 2026
Fundamentals Snapshot
- Annual Revenue
- $706M
- Last Q Revenue
- $188M
- P/E Ratio
- 8.5
- P/S Ratio
- 4.6x
- EPS (TTM)
- $5.09
- Dividend Yield
- โ
Why Investors Own NMIH
- โHigh-growth profile โ revenue up +49.3% YoY with expanding US Equity exposure.
- โHealthy economics โ 50% gross margin and 28% free-cash-flow margin.
- โNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About NMI HOLDINGS INC
NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance. In addition to its core insurance products, the firm also delivers outsourced loan assessment services, specifically catering to mortgage loan originators. Its diverse client roster includes national and regional mortgage banks, prominent money center banks, credit unions, local community banks, builder-owned lenders, internet-based lending platforms, and other non-bank mortgage providers. The company commenced operations after its incorporation in 2011 and is based in Emeryville, California.
Otter Score Breakdown
โAnalyst Ratings
โLatest News & Updates

NMI Holdings: Resilient Credit Performance Increasingly Reflected In Valuation (Downgrade)
NMI Holdings stock hits a 52-week high on strong credit and market share gains. Read why NMIH is now a hold at ~8x forward earnings and what risks remain.
JP Morgan Maintains Overweight on NMI Holdings, Raises Price Target to $50
JP Morgan analyst Richard Shane maintains NMI Holdings (NASDAQ:NMIH) with a Overweight and raises the price target from $48 to $50.
Truist Securities Maintains Buy on NMI Holdings, Raises Price Target to $51
Truist Securities analyst Mark Hughes maintains NMI Holdings (NASDAQ:NMIH) with a Buy and raises the price target from $49 to $51.

NMI Holdings (NASDAQ:NMIH) Soars Past Q2 Estimates on Strong Premium and Investment Income
NMI Holdings (NMIH) smashed Q2 estimates with EPS of $1.38 and revenue of $187.9M, driven by strong premium growth and investment income.

NMI Holdings, Inc. (NMIH) Q2 2026 Earnings Call Transcript
NMI Holdings, Inc. (NMIH) Q2 2026 Earnings Call July 30, 2026 5:00 PM EDTCompany ParticipantsJohn Swenson - Vice President of Investor Relations &...

NMI Holdings Inc (NASDAQ:NMIH): A Value Stock With Strong Fundamentals and a Low P/E Ratio
NMI Holdings (NMIH) passes a Decent Value screen with a low P/E of 8.66, high profitability margins, and low debt. Discover why this undervalued insurer may offer a strong margin of safety.