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NMI HOLDINGS INC

NMIHNASDAQ
๐Ÿ† #1569 by market capEarnings Nov 2 ยท PostUS Equity
$44.99โ–ฒ $0.59 (+1.32%)
Live
1hโ–ฒ 0.1%
24hโ–ฒ 1.3%
7dโ–ผ 0.1%
14dโ–ฒ 1.5%
30dโ–ฒ 8.4%
1yโ–ฒ 13.4%
๐ŸฆMarket Cap
$3.42B
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
+7.5%
Slowing
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
60.4%
Strong
โš–๏ธP/S Ratio
4.6x
Fair
Otter Score
46
Weak

Trading Snapshot

Day Range
$44.84 โ€“ $45.65
52-Week Range
$34.84 โ€“ $46.74
Volume
$2.22B
Avg Volume
$1.87B
Shares Outstanding
76.0M
Next Earnings
Sep 11, 2026

Fundamentals Snapshot

Annual Revenue
$706M
Last Q Revenue
$188M
P/E Ratio
8.5
P/S Ratio
4.6x
EPS (TTM)
$5.09
Dividend Yield
โ€”

Why Investors Own NMIH

  • โœ“High-growth profile โ€” revenue up +49.3% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 50% gross margin and 28% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$706Mโ–ฒ +45.6% YoY
Gross Margin (TTM)
50.1%โ–ผ โˆ’0.1% YoY
Operating Income (TTM)
$112Mโ–ฒ +45.6% YoY
Free Cash Flow (TTM)
$199Mโ–ฒ +45.6% YoY

About NMI HOLDINGS INC

NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance. In addition to its core insurance products, the firm also delivers outsourced loan assessment services, specifically catering to mortgage loan originators. Its diverse client roster includes national and regional mortgage banks, prominent money center banks, credit unions, local community banks, builder-owned lenders, internet-based lending platforms, and other non-bank mortgage providers. The company commenced operations after its incorporation in 2011 and is based in Emeryville, California.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
46/100

Analyst Ratings

โ“˜
Consensus
Buy
14 analysts
Strong Buy4
Buy7
Hold3
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

SeekingAlphaยท9d ago

NMI Holdings: Resilient Credit Performance Increasingly Reflected In Valuation (Downgrade)

NMI Holdings stock hits a 52-week high on strong credit and market share gains. Read why NMIH is now a hold at ~8x forward earnings and what risks remain.

๐Ÿ›ฐ๏ธ
Benzingaยท12d ago

JP Morgan Maintains Overweight on NMI Holdings, Raises Price Target to $50

JP Morgan analyst Richard Shane maintains NMI Holdings (NASDAQ:NMIH) with a Overweight and raises the price target from $48 to $50.

๐ŸŒŒ
Benzingaยท12d ago

Truist Securities Maintains Buy on NMI Holdings, Raises Price Target to $51

Truist Securities analyst Mark Hughes maintains NMI Holdings (NASDAQ:NMIH) with a Buy and raises the price target from $49 to $51.

ChartMillยท12d ago

NMI Holdings (NASDAQ:NMIH) Soars Past Q2 Estimates on Strong Premium and Investment Income

NMI Holdings (NMIH) smashed Q2 estimates with EPS of $1.38 and revenue of $187.9M, driven by strong premium growth and investment income.

SeekingAlphaยท12d ago

NMI Holdings, Inc. (NMIH) Q2 2026 Earnings Call Transcript

NMI Holdings, Inc. (NMIH) Q2 2026 Earnings Call July 30, 2026 5:00 PM EDTCompany ParticipantsJohn Swenson - Vice President of Investor Relations &...

ChartMillยท26d ago

NMI Holdings Inc (NASDAQ:NMIH): A Value Stock With Strong Fundamentals and a Low P/E Ratio

NMI Holdings (NMIH) passes a Decent Value screen with a low P/E of 8.66, high profitability margins, and low debt. Discover why this undervalued insurer may offer a strong margin of safety.