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NMI HOLDINGS INC

NMIHNASDAQ
πŸ† #1593 by market capEarnings Nov 5 Β· PostUS Equity
$43.18β–² $1.10 (+2.61%)
After hours Β· at close
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24hβ–² 2.6%
7dβ–² 4.0%
14dβ–² 7.7%
30dβ–² 6.1%
ytdβ–² 5.9%
1yβ–² 21.5%
🏦Market Cap
$3.25B
Small Cap
πŸ“ˆRevenue Growth (YoY)
8.4%
Slowing
πŸ“ŠGross Margin
91.7%
High
πŸ’΅FCF Margin
60.5%
Strong
βš–οΈP/S Ratio
4.3x
Fair
Otter Score
76
Strong

Trading Snapshot

Day Range
$42.85 – $43.24
52-Week Range
$34.84 – $46.74
Volume (shares)
16,737
Avg Volume (shares)
β€”
Shares Outstanding
75.2M
Next Earnings
2026-11-05

Fundamentals Snapshot

Annual Revenue
$706M
Last Q Revenue
$188M
P/E Ratio
8.1
P/S Ratio
4.3x
EPS (TTM)
$5.22
Dividend Yield
0.00%
Dilution (1yr)
βˆ’3.0%
NMIH logo

NMI HOLDINGS INC

NMIH
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$706Mβ–² +8.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
91.8%β–Ό βˆ’3.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$500Mβ–² +7.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$413Mβ–² +6.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
78.2Mβ–Ό βˆ’3.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$373Mβ–Ό βˆ’$12M YoY
StockOtter Β· stockotter.space

About NMI HOLDINGS INC

NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance. In addition to its core insurance products, the firm also delivers outsourced loan assessment services, specifically catering to mortgage loan originators. Its diverse client roster includes national and regional mortgage banks, prominent money center banks, credit unions, local community banks, builder-owned lenders, internet-based lending platforms, and other non-bank mortgage providers. The company commenced operations after its incorporation in 2011 and is based in Emeryville, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Strong
76/100

Analyst Ratings

β“˜
Consensus
Buy
14 analysts
Strong Buy5
Buy6
Hold3
Sell0
Strong Sell0
Ratings as of Oct 2026

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