NMI HOLDINGS INC
NMIHNASDAQ🏆 #1593 by market capEarnings Nov 5 · PostUS Equity
$43.18▲ $1.10 (+2.61%)
After hours · at closeTrack NMIH
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24h▲ 2.6%
7d▲ 4.0%
14d▲ 7.7%
30d▲ 6.1%
ytd▲ 5.9%
1y▲ 21.5%
🏦Market Cap
$3.25B
Small Cap
📈Revenue Growth (YoY)
8.4%
Slowing
📊Gross Margin
91.7%
High
💵FCF Margin
60.5%
Strong
⚖️P/S Ratio
4.3x
Fair
Otter Score
76
Strong
Trading Snapshot
- Day Range
- $42.85 – $43.24
- 52-Week Range
- $34.84 – $46.74
- Volume (shares)
- 16,737
- Avg Volume (shares)
- —
- Shares Outstanding
- 75.2M
- Next Earnings
- 2026-11-05
Fundamentals Snapshot
- Annual Revenue
- $706M
- Last Q Revenue
- $188M
- P/E Ratio
- 8.1
- P/S Ratio
- 4.3x
- EPS (TTM)
- $5.22
- Dividend Yield
- 0.00%
- Dilution (1yr)
- −3.0%
NMI HOLDINGS INC
NMIHFinancial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$706M▲ +8.4% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
91.8%▼ −3.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$500M▲ +7.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$413M▲ +6.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
78.2M▼ −3.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$373M▼ −$12M YoY
StockOtter · stockotter.spaceAbout NMI HOLDINGS INC
NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance. In addition to its core insurance products, the firm also delivers outsourced loan assessment services, specifically catering to mortgage loan originators. Its diverse client roster includes national and regional mortgage banks, prominent money center banks, credit unions, local community banks, builder-owned lenders, internet-based lending platforms, and other non-bank mortgage providers. The company commenced operations after its incorporation in 2011 and is based in Emeryville, California.
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Otter Score Breakdown
How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Strong
76/100
Analyst Ratings
ⓘConsensus
Buy
14 analysts
Strong Buy5
Buy6
Hold3
Sell0
Strong Sell0
Ratings as of Oct 2026
Latest News & Updates
News unavailable.