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OPEN LENDING CORP

LPRONASDAQ
πŸ† #2957 by market capEarnings Nov 4US Equity
$3.14β–² $0.00 (+0.00%)
Live
1hβ€”
24hβ–² 0.0%
7dβ–² 0.0%
14dβ–² 0.0%
30dβ–² 0.5%
1yβ–² 51.3%
🏦Market Cap
$372M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+288.0%
High Growth
πŸ“ŠGross Margin
77.2%
High
πŸ’΅FCF Margin
-0.8%
Thin
βš–οΈP/S Ratio
4.2x
Fair
Otter Score
49
Weak

Trading Snapshot

Day Range
$3.10 – $3.18
52-Week Range
$1.18 – $3.15
Volume
$3.32B
Avg Volume
$2.64B
Shares Outstanding
118.3M
Next Earnings
Sep 15, 2026

Fundamentals Snapshot

Annual Revenue
$93M
Last Q Revenue
$20M
P/E Ratio
-69.9
P/S Ratio
4.2x
EPS (TTM)
$-0.05
Dividend Yield
0.00%

Why Investors Own LPRO

  • βœ“High-growth profile β€” revenue up +52.7% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 48% gross margin and 7% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$93Mβ–² +48.3% YoY
Gross Margin (TTM)
48.4%β–² +0.8% YoY
Operating Income (TTM)
$28Mβ–² +48.3% YoY
Free Cash Flow (TTM)
$7Mβ–² +48.3% YoY

About OPEN LENDING CORP

Based in Austin, Texas, and established in 2000, Open Lending Corporation delivers specialized solutions for empowering lending operations and conducting risk analysis. Their services are utilized by a diverse range of financial institutions throughout the United States, including credit unions, regional banks, independent auto finance companies, and the captive finance arms of original equipment manufacturers. A key offering is their Software as a Service (SaaS) platform, known as the Lenders Protection Program (LPP). This innovative platform assists external lenders by streamlining the process of making loan decisions and automating underwriting. It also facilitates the provision of credit default insurance through affiliated insurance providers. The LPP suite incorporates functionalities such as in-depth loan data analysis, dynamic risk-adjusted pricing for loans, sophisticated risk forecasting models, and intelligent automated decision-making tools, all tailored for the automotive lending industry.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
49/100

Analyst Ratings

β“˜
Consensus
Hold
12 analysts
Strong Buy0
Buy0
Hold9
Sell1
Strong Sell2
Ratings as of Jul 2026

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