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LINCOLN NATIONAL CORP

LNCNYSE
πŸ† #966 by market capEarnings Nov 5 Β· PreUS Equity
$40.66β–² $0.28 (+0.69%)
Market closed Β· at close
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24hβ–² 0.7%
7dβ–Ό 1.1%
14dβ–² 1.6%
30dβ–Ό 0.6%
ytdβ–Ό 8.7%
1yβ–² 1.4%
🏦Market Cap
$7.78B
Small Cap
πŸ“ˆRevenue Growth (YoY)
1.2%
Slowing
πŸ“ŠGross Margin
57.5%
Healthy
πŸ’΅FCF Margin
-6.9%
Thin
βš–οΈP/S Ratio
0.4x
Cheap
Otter Score
56
Fair

Trading Snapshot

Day Range
$40.12 – $40.79
52-Week Range
$32.18 – $47.67
Volume (shares)
1,351,011
Avg Volume (shares)
β€”
Shares Outstanding
191.4M
Next Earnings
2026-11-05

Fundamentals Snapshot

Annual Revenue
$18.21B
Last Q Revenue
$4.54B
P/E Ratio
3.4
P/S Ratio
0.4x
EPS (TTM)
$12.23
Dividend Yield
4.43%
Dilution (1yr)
+12.8%
LNC logo

LINCOLN NATIONAL CORP

LNC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$18.2Bβ–² +1.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
57.3%β–² +124.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.3Bβ–Ό βˆ’66.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
βˆ’$167Mβ–Ό βˆ’91.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
196.3Mβ–² +12.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$3.1Bβ–² +$3.6B YoY
StockOtter Β· stockotter.space

About LINCOLN NATIONAL CORP

Lincoln National Corporation (LNC) is a U.S.-based financial services company primarily involved in the insurance and retirement sectors. Operating through various subsidiaries, its operations are structured across four key divisions: Annuities, Retirement Plan Services, Life Insurance, and Group Protection. The Annuities division provides a range of annuity products, including fixed, variable, and indexed variable options. Its Retirement Plan Services segment caters to employers, focusing predominantly on the defined contribution market. This unit delivers a suite of retirement solutions, encompassing individual and group variable and fixed annuities, alongside mutual fund-based programs. Furthermore, it offers comprehensive plan administration services such as recordkeeping, compliance verification, participant education, and trust and custodial support. The Life Insurance segment delivers various life coverage options, from term insurance to universal life products, specifically single and survivorship universal life, variable universal life, and indexed universal life policies. It also makes available critical illness and long-term care riders to enhance these plans. Finally, the Group Protection segment focuses on providing non-medical group insurance benefits and services to the employer sector. Its offerings include short-term and long-term disability, statutory disability, paid family medical leave administration, and absence management. Additionally, it offers group term life, dental, vision, accident, and critical illness coverage, all available through both employee-contributed and employer-funded schemes. Lincoln National distributes its financial products and services through an extensive network of consultants, brokers, planners, agents, financial advisors, third-party administrators, and other intermediary partners. Established in 1905, Lincoln National Corporation maintains its headquarters in Radnor, Pennsylvania.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
56/100

Analyst Ratings

β“˜
Consensus
Hold
19 analysts
Strong Buy2
Buy7
Hold8
Sell1
Strong Sell1
Ratings as of Oct 2026

Latest News & Updates

Business WireΒ·1d ago

Lincoln Financial and TGR Foundation Launch Bold Starts, a Program to Empower Youth Through Financial Education Opportunities

PHILADELPHIA--(BUSINESS WIRE)--The Lincoln Financial Foundation, the philanthropic arm of Lincoln Financial (NYSE: LNC), and TGR Foundation today announced the launch of β€œBold Starts, championed by Lincoln Financial,” a

Zacks Investment ResearchΒ·5d ago

Will Lincoln National (LNC) Beat Estimates Again in Its Next Earnings Report?

Lincoln National (LNC) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Defense WorldΒ·9d ago

Lincoln National Corporation $LNC Stock Sold by State of Alaska Department of Revenue

State of Alaska Department of Revenue trimmed its holdings in Lincoln National Corporation (NYSE: LNC) by 36.8% in the third quarter, according to the company in its most recent Form 13F filing with the Securities and Ex

Seeking AlphaΒ·12d ago

Lincoln National Has One Preferred: Hold-Rated At Best

Lincoln National Corporation has maintained strong preferred dividend coverage despite recent earnings volatility and challenging interest rate conditions. LNC.PR.D preferred shares offer a current yield of 8.73% but tra

Seeking AlphaΒ·13d ago

Lincoln National Series D Preferred Shares: Unlocking A 7.7% YTC

Lincoln National Corp. issued high-coupon preferred shares after a severe 2022 net loss and capital strain. LNC's financials and capital ratios have improved markedly, with net income rebounding and Fitch affirming inves

Seeking AlphaΒ·15d ago

Lincoln National: Why The Recovery Is Unlikely To Be Over

Lincoln National (LNC) remains a 'Buy' with a $55/share price target, reflecting 11–19% annual upside and potential for over 40% total return. LNC's capital restoration, improved RBC ratio above 420%, and robust liquidit