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LINCOLN NATIONAL CORP

LNCNYSE
πŸ† #965 by market capEarnings Nov 5 Β· PreUS Equity
$40.69β–² $0.31 (+0.78%)
Market closed Β· at close
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24hβ–² 0.8%
7dβ–Ό 1.0%
14dβ–² 1.7%
30dβ–Ό 0.6%
ytdβ–Ό 8.6%
1yβ–² 1.5%
🏦Market Cap
$7.79B
Small Cap
πŸ“ˆRevenue Growth (YoY)
1.2%
Slowing
πŸ“ŠGross Margin
57.5%
Healthy
πŸ’΅FCF Margin
-6.9%
Thin
βš–οΈP/S Ratio
0.4x
Cheap
Otter Score
56
Fair

Trading Snapshot

Day Range
$40.16 – $40.72
52-Week Range
$32.18 – $47.67
Volume (shares)
136,387
Avg Volume (shares)
β€”
Shares Outstanding
191.4M
Next Earnings
2026-11-05

Fundamentals Snapshot

Annual Revenue
$18.21B
Last Q Revenue
$4.54B
P/E Ratio
3.4
P/S Ratio
0.4x
EPS (TTM)
$12.23
Dividend Yield
4.43%
Dilution (1yr)
+12.8%
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LINCOLN NATIONAL CORP

LNC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$18.2Bβ–² +1.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
57.3%β–² +124.4% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$1.3Bβ–Ό βˆ’66.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
βˆ’$167Mβ–Ό βˆ’91.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
196.3Mβ–² +12.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$3.1Bβ–² +$3.6B YoY
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About LINCOLN NATIONAL CORP

Lincoln National Corporation (LNC) is a U.S.-based financial services company primarily involved in the insurance and retirement sectors. Operating through various subsidiaries, its operations are structured across four key divisions: Annuities, Retirement Plan Services, Life Insurance, and Group Protection. The Annuities division provides a range of annuity products, including fixed, variable, and indexed variable options. Its Retirement Plan Services segment caters to employers, focusing predominantly on the defined contribution market. This unit delivers a suite of retirement solutions, encompassing individual and group variable and fixed annuities, alongside mutual fund-based programs. Furthermore, it offers comprehensive plan administration services such as recordkeeping, compliance verification, participant education, and trust and custodial support. The Life Insurance segment delivers various life coverage options, from term insurance to universal life products, specifically single and survivorship universal life, variable universal life, and indexed universal life policies. It also makes available critical illness and long-term care riders to enhance these plans. Finally, the Group Protection segment focuses on providing non-medical group insurance benefits and services to the employer sector. Its offerings include short-term and long-term disability, statutory disability, paid family medical leave administration, and absence management. Additionally, it offers group term life, dental, vision, accident, and critical illness coverage, all available through both employee-contributed and employer-funded schemes. Lincoln National distributes its financial products and services through an extensive network of consultants, brokers, planners, agents, financial advisors, third-party administrators, and other intermediary partners. Established in 1905, Lincoln National Corporation maintains its headquarters in Radnor, Pennsylvania.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Fair
56/100
Analyst data unavailable.

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