LOANDEPOT INC -CLASS A

LDINYSE

🏆 #2955 by market capEarnings Nov 5US Equity

$0.84▼ $0.02 (−2.02%)

Live

1h▼ 1.9%

24h▼ 2.0%

7d▼ 19.3%

14d▼ 17.3%

30d▼ 22.6%

1y▼ 56.5%

🏦Market Cap

$282M

Small Cap

📈Revenue Growth (YoY)

+7.3%

Slowing

📊Gross Margin

81.9%

High

💵FCF Margin

8.5%

Moderate

⚖️P/S Ratio

0.2x

Cheap

Otter Score

Weak

Trading Snapshot

Day Range: $0.83 – $0.84
52-Week Range: $0.87 – $5.05
Volume: $2.98B
Avg Volume: $2.03B
Shares Outstanding: 337.8M
Next Earnings: Oct 7, 2026

Fundamentals Snapshot

Annual Revenue: $1.54B
Last Q Revenue: $324M
P/E Ratio: —
P/S Ratio: 0.2x
EPS (TTM): $-0.35
Dividend Yield: 1.30%

Why Investors Own LDI

✓High-growth profile — revenue up +15.6% YoY with expanding US Equity exposure.
✓Healthy economics — 51% gross margin and 4% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$1.54B▲ +10.6% YoY

Gross Margin (TTM)

50.8%▲ +2.7% YoY

Operating Income (TTM)

$249M▲ +10.6% YoY

Free Cash Flow (TTM)

$66M▲ +10.6% YoY

About LOANDEPOT INC -CLASS A

loanDepot, Inc. is a financial services company operating within the United States' residential mortgage industry. It manages the full lifecycle of home loans, from initial origination and financing through their eventual sale and ongoing servicing. The firm offers a comprehensive suite of mortgage products, including conventional agency-conforming loans, prime jumbo mortgages, federal assistance residential loans, and home equity financing. Beyond its lending activities, loanDepot provides various ancillary services, such as proprietary title and escrow settlement solutions, real estate referral programs, and diverse consumer insurance policies, particularly for homeowners. Established in 2010, the company's primary corporate office is situated in Foothill Ranch, California.

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