RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.5Bβ² +37.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
88.3%β² +25.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isnβt profitable yet.
$203MβΌ β183.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
β$735MβΌ β17.0% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing ownerβs slice.
223.8Mβ² +15.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
β$4.7Bβ² +$311M YoY
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About LOANDEPOT INC -CLASS A
loanDepot, Inc. is a financial services company operating within the United States' residential mortgage industry. It manages the full lifecycle of home loans, from initial origination and financing through their eventual sale and ongoing servicing. The firm offers a comprehensive suite of mortgage products, including conventional agency-conforming loans, prime jumbo mortgages, federal assistance residential loans, and home equity financing. Beyond its lending activities, loanDepot provides various ancillary services, such as proprietary title and escrow settlement solutions, real estate referral programs, and diverse consumer insurance policies, particularly for homeowners. Established in 2010, the company's primary corporate office is situated in Foothill Ranch, California.
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Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)