
HORIZON BANCORP INC/IN
HBNCNASDAQTrading Snapshot
- Day Range
- $20.40 β $20.64
- 52-Week Range
- $14.84 β $21.04
- Volume
- $1.57B
- Avg Volume
- $1.78B
- Shares Outstanding
- 51.1M
- Next Earnings
- Sep 19, 2026
Fundamentals Snapshot
- Annual Revenue
- $103M
- Last Q Revenue
- $101M
- P/E Ratio
- β
- P/S Ratio
- 2.2x
- EPS (TTM)
- $-3.17
- Dividend Yield
- 2.92%
Why Investors Own HBNC
- βHigh-growth profile β revenue up +24.1% YoY with expanding US Equity exposure.
- βHealthy economics β 41% gross margin and 21% free-cash-flow margin.
- βNew products and segments could unlock additional revenue streams.
Execution delays, intensifying competition, and valuation compression if growth decelerates.
Financial Trends
About HORIZON BANCORP INC/IN
Horizon Bancorp, Inc. acts as the parent organization for Horizon Bank, overseeing the delivery of a full spectrum of commercial and retail banking services. The company provides a variety of deposit options and extends diverse loan products, including commercial, residential real estate, specialized mortgage warehouse, and consumer credit facilities. Furthermore, it offers corporate and individual trust and agency services, investment management, and real estate investment trust (REIT) solutions, alongside a selection of insurance offerings. With a footprint of 78 full-service branch locations, Horizon Bancorp serves customers across northern and central Indiana, and southern and central Michigan. This organization, which was founded in 1873, maintains its principal office in Michigan City, Indiana.
Otter Score Breakdown
βAnalyst Ratings
βLatest News & Updates

How Investors Are Reacting To Horizon Bancorp (HBNC) Profit Rise Amid Higher Net Charge-Offs
Horizon Bancorp, Inc. reported past second-quarter 2026 results, with net interest income of US$63.49 million and net income of US$24.91 million, alongside basic and diluted EPS from continuing operations of US$0.49. An interesting angle is that this profit growth came even as unaudited net charge-offs rose to US$605,000 from US$254,000 a year earlier, highlighting the bankβs current credit cost pressures. We will now examine how this combination of higher earnings and increased net...
Keefe, Bruyette & Woods Maintains Outperform on Horizon Bancorp, Raises Price Target to $23
Keefe, Bruyette & Woods analyst Damon Delmonte maintains Horizon Bancorp (NASDAQ:HBNC) with a Outperform and raises the price target from $21 to $23.
Piper Sandler Maintains Neutral on Horizon Bancorp, Raises Price Target to $23
Piper Sandler analyst Nathan Race maintains Horizon Bancorp (NASDAQ:HBNC) with a Neutral and raises the price target from $21 to $23.

Horizon Bancorp (IN) (HBNC) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Net ...
Horizon Bancorp (IN) (HBNC) reports robust financial performance with notable loan growth and net interest margin, despite facing legal expenses and competitive pressures.

Horizon Bancorp (IN) Q2 Earnings Call Highlights
Horizon Bancorp (IN) (NASDAQ:HBNC) management said the bankβs second-quarter 2026 results reflected continued strength in net interest margin, fee income, commercial lending and credit quality, while also noting a one-time legal expense accrual tied to an unfavorable litigation decision. President

Horizon Bancorp, Inc. (HBNC) Q2 2026 Earnings Call Transcript
Horizon Bancorp, Inc. (HBNC) Q2 2026 Earnings Call July 23, 2026 8:30 AM EDTCompany ParticipantsTodd Etzler - Executive VP, Chief Legal and Risk Officer...