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HORIZON BANCORP INC/IN

HBNCNASDAQ
πŸ† #2354 by market capEarnings Oct 20US Equity
$20.55β–² $0.17 (+0.83%)
Live
1hβ–Ό 0.1%
24hβ–² 0.8%
7dβ–Ό 0.5%
14dβ–Ό 0.6%
30dβ–² 4.1%
1yβ–² 28.4%
🏦Market Cap
$1.05B
Small Cap
πŸ“ˆRevenue Growth (YoY)
+33.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
17.1%
Healthy
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
59
Weak

Trading Snapshot

Day Range
$20.40 – $20.64
52-Week Range
$14.84 – $21.04
Volume
$1.57B
Avg Volume
$1.78B
Shares Outstanding
51.1M
Next Earnings
Sep 19, 2026

Fundamentals Snapshot

Annual Revenue
$103M
Last Q Revenue
$101M
P/E Ratio
β€”
P/S Ratio
2.2x
EPS (TTM)
$-3.17
Dividend Yield
2.92%

Why Investors Own HBNC

  • βœ“High-growth profile β€” revenue up +24.1% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 41% gross margin and 21% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$103Mβ–² +18.7% YoY
Gross Margin (TTM)
41.3%β–Ό βˆ’0.4% YoY
Operating Income (TTM)
$35Mβ–² +18.7% YoY
Free Cash Flow (TTM)
$22Mβ–² +18.7% YoY

About HORIZON BANCORP INC/IN

Horizon Bancorp, Inc. acts as the parent organization for Horizon Bank, overseeing the delivery of a full spectrum of commercial and retail banking services. The company provides a variety of deposit options and extends diverse loan products, including commercial, residential real estate, specialized mortgage warehouse, and consumer credit facilities. Furthermore, it offers corporate and individual trust and agency services, investment management, and real estate investment trust (REIT) solutions, alongside a selection of insurance offerings. With a footprint of 78 full-service branch locations, Horizon Bancorp serves customers across northern and central Indiana, and southern and central Michigan. This organization, which was founded in 1873, maintains its principal office in Michigan City, Indiana.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
59/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy3
Buy6
Hold2
Sell0
Strong Sell0
Ratings as of Aug 2026

Latest News & Updates

YahooΒ·13d ago

How Investors Are Reacting To Horizon Bancorp (HBNC) Profit Rise Amid Higher Net Charge-Offs

Horizon Bancorp, Inc. reported past second-quarter 2026 results, with net interest income of US$63.49 million and net income of US$24.91 million, alongside basic and diluted EPS from continuing operations of US$0.49. An interesting angle is that this profit growth came even as unaudited net charge-offs rose to US$605,000 from US$254,000 a year earlier, highlighting the bank’s current credit cost pressures. We will now examine how this combination of higher earnings and increased net...

πŸ›°οΈ
BenzingaΒ·19d ago

Keefe, Bruyette & Woods Maintains Outperform on Horizon Bancorp, Raises Price Target to $23

Keefe, Bruyette & Woods analyst Damon Delmonte maintains Horizon Bancorp (NASDAQ:HBNC) with a Outperform and raises the price target from $21 to $23.

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BenzingaΒ·19d ago

Piper Sandler Maintains Neutral on Horizon Bancorp, Raises Price Target to $23

Piper Sandler analyst Nathan Race maintains Horizon Bancorp (NASDAQ:HBNC) with a Neutral and raises the price target from $21 to $23.

YahooΒ·19d ago

Horizon Bancorp (IN) (HBNC) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Net ...

Horizon Bancorp (IN) (HBNC) reports robust financial performance with notable loan growth and net interest margin, despite facing legal expenses and competitive pressures.

YahooΒ·20d ago

Horizon Bancorp (IN) Q2 Earnings Call Highlights

Horizon Bancorp (IN) (NASDAQ:HBNC) management said the bank’s second-quarter 2026 results reflected continued strength in net interest margin, fee income, commercial lending and credit quality, while also noting a one-time legal expense accrual tied to an unfavorable litigation decision. President

SeekingAlphaΒ·20d ago

Horizon Bancorp, Inc. (HBNC) Q2 2026 Earnings Call Transcript

Horizon Bancorp, Inc. (HBNC) Q2 2026 Earnings Call July 23, 2026 8:30 AM EDTCompany ParticipantsTodd Etzler - Executive VP, Chief Legal and Risk Officer...