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HORIZON BANCORP INC/IN

HBNCNASDAQ
πŸ† #2346 by market capEarnings Jan 19US Equity
$20.99β–² $0.30 (+1.45%)
Market closed Β· at close
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24hβ–² 1.4%
7dβ–² 3.2%
14dβ–² 7.9%
30dβ–² 11.4%
ytdβ–² 23.8%
1yβ–² 33.9%
🏦Market Cap
$1.07B
Small Cap
πŸ“ˆRevenue Growth (YoY)
33.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
19.6%
Healthy
βš–οΈP/S Ratio
2.2x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$20.84 – $21.07
52-Week Range
$15.42 – $21.04
Volume (shares)
498,632
Avg Volume (shares)
β€”
Shares Outstanding
51.1M
Next Earnings
2027-01-19

Fundamentals Snapshot

Annual Revenue
$103M
Last Q Revenue
$103M
P/E Ratio
β€”
P/S Ratio
2.2x
EPS (TTM)
$-3.17
Dividend Yield
2.98%
Dilution (1yr)
+17.3%
HBNC logo

HORIZON BANCORP INC/IN

HBNC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$103Mβ–Ό βˆ’71.0% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
-29.5%β–Ό βˆ’157.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
βˆ’$200Mβ–Ό βˆ’829.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$74Mβ–² +5684.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
51.3Mβ–² +17.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$338Mβ–² +$714M YoY
StockOtter Β· stockotter.space

About HORIZON BANCORP INC/IN

Horizon Bancorp, Inc. acts as the parent organization for Horizon Bank, overseeing the delivery of a full spectrum of commercial and retail banking services. The company provides a variety of deposit options and extends diverse loan products, including commercial, residential real estate, specialized mortgage warehouse, and consumer credit facilities. Furthermore, it offers corporate and individual trust and agency services, investment management, and real estate investment trust (REIT) solutions, alongside a selection of insurance offerings. With a footprint of 78 full-service branch locations, Horizon Bancorp serves customers across northern and central Indiana, and southern and central Michigan. This organization, which was founded in 1873, maintains its principal office in Michigan City, Indiana.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy3
Buy6
Hold2
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Fool - Investing NewsΒ·10h ago

Horizon: 2 Key Takeaways for Long-Term Investors

A healthy loan yield cushion and 11.5% capital ratio give Horizon room to grow without sacrificing margin safety.

Seeking AlphaΒ·18h ago

Reason For Optimism Remains At Horizon Bancorp

Horizon Bancorp remains a buy, supported by strong Q3 2026 results, robust profitability metrics, and a forward PE under 10. HBNC delivered Q3 net income of $28.7M ($0.56/share), beating consensus and sustaining high ROA

Seeking AlphaΒ·7d ago

Horizon Bancorp, Inc. (HBNC) Q3 2026 Earnings Call Transcript

Horizon Bancorp, Inc. ( HBNC ) Q3 2026 Earnings Call October 22, 2026 8:30 AM EDT Company Participants Deanna Chase Thomas Prame - CEO, President & Director Lynn Kerber - Executive VP & Chief Commercial Banking Officer J

MarketBeatΒ·7d ago

What Horizon Bancorp (IN) (HBNC) Said on Its Q3 Earnings Call

Horizon Bancorp IN) (NASDAQ: HBNC reported what management described as a productive third quarter of 2026, supported by mid-single-digit annualized loan and deposit growth, stable net interest margin, expanding capital

Zacks Investment ResearchΒ·8d ago

Horizon Bancorp (HBNC) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Although the revenue and EPS for Horizon Bancorp (HBNC) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimate

Zacks Investment ResearchΒ·8d ago

Horizon Bancorp (HBNC) Surpasses Q3 Earnings and Revenue Estimates

Horizon Bancorp (HBNC) came out with quarterly earnings of $0.56 per share, beating the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.3 per share a year ago.