HAFC logo

HANMI FINANCIAL CORPORATION

HAFCNASDAQ
πŸ† #2399 by market capEarnings Jan 25US Equity
$33.16β–² $0.46 (+1.42%)
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24hβ–² 1.4%
7dβ–² 3.1%
14dβ–² 6.5%
30dβ–² 7.4%
ytdβ–² 22.8%
1yβ–² 23.6%
🏦Market Cap
$983M
Small Cap
πŸ“ˆRevenue Growth (YoY)
43.9%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
43.3%
Strong
βš–οΈP/S Ratio
1.9x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$33.11 – $33.33
52-Week Range
$24.54 – $33.50
Volume (shares)
14,249
Avg Volume (shares)
β€”
Shares Outstanding
29.6M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$445M
Last Q Revenue
$56M
P/E Ratio
10.7
P/S Ratio
1.9x
EPS (TTM)
$2.99
Dividend Yield
3.46%
Dilution (1yr)
βˆ’0.4%
HAFC logo

HANMI FINANCIAL CORPORATION

HAFC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$445Mβ–² +3.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
57.5%β–² +7.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$108Mβ–² +21.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$204Mβ–² +296.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
29.9Mβ–Ό βˆ’0.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$68Mβ–² +$21M YoY
StockOtter Β· stockotter.space

About HANMI FINANCIAL CORPORATION

Hanmi Financial Corporation serves as the parent company for Hanmi Bank, which delivers a wide spectrum of commercial banking solutions across the United States. The bank's diverse deposit offerings include checking accounts (both interest-bearing and non-interest-bearing), savings accounts, negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Regarding lending, Hanmi provides various types of credit: Real Estate Loans: Covering commercial properties, construction projects, and residential homes. Commercial and Industrial Loans: Such as commercial term loans and lines of credit. International Finance and Trade Services: Including letters of credit and import/export financing. Consumer Loans: Encompassing general consumer loans, secured and unsecured options, home equity loans, residential mortgages, and credit cards. A significant focus is placed on assisting small and mid-sized businesses with Small Business Administration (SBA) and trade finance lending. These SBA programs support a range of business activities, including the acquisition of owner-occupied commercial real estate, funding for business acquisitions and startups, franchise financing, working capital, property improvements and renovations, inventory and equipment purchases, and debt refinancing. Additionally, equipment lease financing is available. As of February 28, 2022, Hanmi Financial operated a network comprising 35 full-service branches and 8 loan production offices situated across California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The institution was established in 1982 and maintains its headquarters in Los Angeles, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy4
Hold4
Sell0
Strong Sell0
Ratings as of Oct 2026

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