HAFC logo

HANMI FINANCIAL CORPORATION

HAFCNASDAQ
πŸ† #2399 by market capEarnings Jan 25US Equity
$33.13β–² $0.43 (+1.31%)
πŸŒ™ After hours$33.74β–² 1.84%Regular close Β· extended-hours price shown
πŸ””
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24hβ–² 1.3%
7dβ–² 3.0%
14dβ–² 6.4%
30dβ–² 7.3%
ytdβ–² 22.7%
1yβ–² 23.5%
🏦Market Cap
$982M
Small Cap
πŸ“ˆRevenue Growth (YoY)
43.9%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
43.3%
Strong
βš–οΈP/S Ratio
1.9x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$33.00 – $33.45
52-Week Range
$24.54 – $33.50
Volume (shares)
222,244
Avg Volume (shares)
β€”
Shares Outstanding
29.6M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$445M
Last Q Revenue
$56M
P/E Ratio
10.7
P/S Ratio
1.9x
EPS (TTM)
$2.99
Dividend Yield
3.46%
Dilution (1yr)
βˆ’0.4%
HAFC logo

HANMI FINANCIAL CORPORATION

HAFC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$445Mβ–² +3.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
57.5%β–² +7.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$108Mβ–² +21.8% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$204Mβ–² +296.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
29.9Mβ–Ό βˆ’0.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$68Mβ–² +$21M YoY
StockOtter Β· stockotter.space

About HANMI FINANCIAL CORPORATION

Hanmi Financial Corporation serves as the parent company for Hanmi Bank, which delivers a wide spectrum of commercial banking solutions across the United States. The bank's diverse deposit offerings include checking accounts (both interest-bearing and non-interest-bearing), savings accounts, negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Regarding lending, Hanmi provides various types of credit: Real Estate Loans: Covering commercial properties, construction projects, and residential homes. Commercial and Industrial Loans: Such as commercial term loans and lines of credit. International Finance and Trade Services: Including letters of credit and import/export financing. Consumer Loans: Encompassing general consumer loans, secured and unsecured options, home equity loans, residential mortgages, and credit cards. A significant focus is placed on assisting small and mid-sized businesses with Small Business Administration (SBA) and trade finance lending. These SBA programs support a range of business activities, including the acquisition of owner-occupied commercial real estate, funding for business acquisitions and startups, franchise financing, working capital, property improvements and renovations, inventory and equipment purchases, and debt refinancing. Additionally, equipment lease financing is available. As of February 28, 2022, Hanmi Financial operated a network comprising 35 full-service branches and 8 loan production offices situated across California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The institution was established in 1982 and maintains its headquarters in Los Angeles, California.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
10 analysts
Strong Buy2
Buy4
Hold4
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

GlobeNewsWireΒ·21h ago

Hanmi Financial Declares Cash Dividend of $0.28 per share

LOS ANGELES, Oct. 29, 2026 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC) (β€œHanmi” or the β€œCompany”), the parent company of Hanmi Bank (the β€œBank”), today announced that its Board of Directors declared a

Zacks Investment ResearchΒ·2d ago

Hanmi Financial (HAFC) Reports Q3 Earnings: What Key Metrics Have to Say

The headline numbers for Hanmi Financial (HAFC) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and th

Seeking AlphaΒ·2d ago

Hanmi Financial Corporation (HAFC) Q3 2026 Earnings Call Transcript

Hanmi Financial Corporation (HAFC) Q3 2026 Earnings Call Transcript

Zacks Investment ResearchΒ·2d ago

Hanmi Financial (HAFC) Q3 Earnings Lag Estimates

Hanmi Financial (HAFC) came out with quarterly earnings of $0.8 per share, missing the Zacks Consensus Estimate of $0.81 per share. This compares to earnings of $0.73 per share a year ago.

MarketBeatΒ·2d ago

What Hanmi Financial (HAFC) Said on Its Q3 Earnings Call

Hanmi Financial NASDAQ: HAFC reported third-quarter 2026 net income of $23.7 million, or $0.80 per diluted share, as higher net interest income, loan production and deposit growth supported a 10.8% sequential increase in

GlobeNewsWireΒ·2d ago

Hanmi Reports 2026 Third Quarter Results

LOS ANGELES, Oct. 27, 2026 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC, or β€œHanmi”), the parent company of Hanmi Bank (the β€œBank”), today reported financial results for the third quarter of 2026. Net in