FCBC logo

FIRST COMMUNITY BANKSHARES

FCBCNASDAQ
πŸ† #2109 by market capEarnings Oct 27US Equity
$73.24β–² $0.37 (+0.50%)
Simulated price
1hβ€”
24hβ–² 0.5%
7dβ–² 50.2%
14dβ–² 53.0%
30dβ–² 66.2%
1yβ–² 104.3%
🏦Market Cap
$916M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+5.4%
Slowing
πŸ“ŠGross Margin
87.0%
High
πŸ’΅FCF Margin
31.6%
Strong
βš–οΈP/S Ratio
6.6x
Fair
Otter Score
55
Weak

Trading Snapshot

Day Range
$72.19 – $74.66
52-Week Range
$31.21 – $49.48
Volume
$3.97B
Avg Volume
$5.12B
Shares Outstanding
18.9M
Next Earnings
Sep 19, 2026

Fundamentals Snapshot

Annual Revenue
$185M
Last Q Revenue
$7M
P/E Ratio
15.3
P/S Ratio
6.6x
EPS (TTM)
$3.14
Dividend Yield
4.65%

Why Investors Own FCBC

  • βœ“High-growth profile β€” revenue up +40.8% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 54% gross margin and 15% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$185Mβ–² +42.8% YoY
Gross Margin (TTM)
54.3%β–² +4.1% YoY
Operating Income (TTM)
$36Mβ–² +42.8% YoY
Free Cash Flow (TTM)
$28Mβ–² +42.8% YoY

About FIRST COMMUNITY BANKSHARES

First Community Bankshares, Inc. operates as a financial holding company, primarily through its subsidiary, First Community Bank. This institution offers a broad spectrum of banking and financial services. Its offerings include a variety of deposit accounts such as checking, savings, and money market accounts, along with certificates of deposit and individual retirement arrangements. The bank also provides lending solutions, encompassing commercial, consumer, and real estate mortgage loans, in addition to lines of credit. Customers benefit from various credit, debit, and ATM card services. Furthermore, the company delivers both corporate and personal trust services. Beyond conventional banking, First Community Bankshares specializes in wealth management, which includes trust administration, estate planning, and investment advisory services. Dedicated investment management services are also provided. The company serves a diverse clientele, ranging from individual consumers to businesses operating in numerous sectors. These industries include education, government, healthcare, coal mining and natural gas extraction, retail, construction, manufacturing, tourism, and transportation. As of December 31, 2021, the company maintained an extensive network of 49 branches. This footprint included 17 locations in West Virginia, 23 in Virginia, 7 in North Carolina, and 2 in Tennessee. First Community Bankshares, Inc. was established in 1874 and has its headquarters situated in Bluefield, Virginia.

🦦

Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
55/100

Analyst Price Target

β“˜
Average Target
$72.35
β–Ό βˆ’1.2% Downside
High Target$86.15
Low Target$66.71
Based on 34 analysts

Latest News & Updates