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FIRST CAPITAL INC

FCAPNASDAQ
๐Ÿ† #3102 by market capEarnings Oct 23US Equity
$64.94โ–ฒ $1.22 (+1.88%)
๐ŸŒ… Pre-market$64.94โ–ฒ 0.00%Regular close ยท extended-hours price shown
1hโ€”
24hโ–ฒ 1.9%
7dโ–ผ 1.6%
14dโ–ฒ 2.6%
30dโ–ฒ 5.6%
1yโ–ฒ 82.9%
๐ŸฆMarket Cap
$218M
Small Cap
๐Ÿ“ˆRevenue Growth (YoY)
โ€”
๐Ÿ“ŠGross Margin
โ€”
๐Ÿ’ตFCF Margin
โ€”
โš–๏ธP/S Ratio
โ€”
Otter Score
48
Weak

Trading Snapshot

Day Range
$64.30 โ€“ $65.99
52-Week Range
$33.88 โ€“ $71.00
Volume
$3.90B
Avg Volume
$2.80B
Shares Outstanding
3.4M
Next Earnings
Oct 3, 2026

Fundamentals Snapshot

Annual Revenue
$65M
Last Q Revenue
$18M
P/E Ratio
12.1
P/S Ratio
โ€”
EPS (TTM)
$5.22
Dividend Yield
1.94%

Why Investors Own FCAP

  • โœ“High-growth profile โ€” revenue up +51.7% YoY with expanding US Equity exposure.
  • โœ“Healthy economics โ€” 62% gross margin and 20% free-cash-flow margin.
  • โœ“New products and segments could unlock additional revenue streams.
โš ๏ธ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$65Mโ–ฒ +58.7% YoY
Gross Margin (TTM)
62.3%โ–ฒ +1.5% YoY
Operating Income (TTM)
$16Mโ–ฒ +58.7% YoY
Free Cash Flow (TTM)
$13Mโ–ฒ +58.7% YoY

About FIRST CAPITAL INC

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.

๐Ÿฆฆ

Otter Score Breakdown

โ“˜
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Weak
48/100

Analyst Price Target

โ“˜
Average Target
$62.56
โ–ผ โˆ’3.7% Downside
High Target$72.19
Low Target$50.02
Based on 23 analysts

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