ENVA logo

ENOVA INTERNATIONAL INC

ENVANYSE
🏆 #1344 by market capEarnings Jan 25 · PostUS Equity
$182.32▲ $2.04 (+1.13%)
Latest quote
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24h▲ 1.1%
7d▲ 3.5%
14d▲ 2.6%
30d▲ 8.7%
ytd▲ 16.4%
1y▲ 50.4%
🏦Market Cap
$4.46B
Small Cap
📈Revenue Growth (YoY)
22.5%
Healthy
📊Gross Margin
100.0%
High
💵FCF Margin
94.8%
Strong
⚖️P/S Ratio
2.1x
Cheap
Otter Score
88
Excellent

Trading Snapshot

Day Range
$182.11 – $184.38
52-Week Range
$117.66 – $267.45
Volume (shares)
10,659
Avg Volume (shares)
—
Shares Outstanding
24.5M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$3.15B
Last Q Revenue
$494M
P/E Ratio
12.0
P/S Ratio
2.1x
EPS (TTM)
$13.48
Dividend Yield
—
Dilution (1yr)
−4.7%
ENVA logo

ENOVA INTERNATIONAL INC

ENVA
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$3.2B▲ +18.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
50.1%▲ +7.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$739M▲ +26.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$1.8B▲ +18.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
26.4M▼ −4.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$4.5B▼ −$969M YoY
StockOtter · stockotter.space

About ENOVA INTERNATIONAL INC

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Excellent
88/100

Analyst Ratings

ⓘ
Consensus
Buy
12 analysts
Strong Buy4
Buy7
Hold1
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

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