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ENOVA INTERNATIONAL INC

ENVANYSE
πŸ† #1344 by market capEarnings Jan 25 Β· PostUS Equity
$182.72β–² $2.90 (+1.61%)
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24hβ–² 1.6%
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🏦Market Cap
$4.47B
Small Cap
πŸ“ˆRevenue Growth (YoY)
22.5%
Healthy
πŸ“ŠGross Margin
100.0%
High
πŸ’΅FCF Margin
94.8%
Strong
βš–οΈP/S Ratio
2.1x
Cheap
Otter Score
88
Excellent
No chart data available for ENVA.

Trading Snapshot

Day Range
$181.84 – $184.80
52-Week Range
$117.66 – $267.45
Volume (shares)
159,051
Avg Volume (shares)
β€”
Shares Outstanding
24.5M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$3.15B
Last Q Revenue
$494M
P/E Ratio
12.0
P/S Ratio
2.1x
EPS (TTM)
$13.48
Dividend Yield
β€”
Dilution (1yr)
βˆ’4.7%
ENVA logo

ENOVA INTERNATIONAL INC

ENVA
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$3.2Bβ–² +18.6% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
50.1%β–² +7.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$739Mβ–² +26.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$1.8Bβ–² +18.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
26.4Mβ–Ό βˆ’4.7% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$4.5Bβ–Ό βˆ’$969M YoY
StockOtter Β· stockotter.space

About ENOVA INTERNATIONAL INC

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Excellent
88/100
Analyst data unavailable.

Latest News & Updates

PRNewsWireΒ·8h ago

INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Enova International, Inc. - ENVA

NEW YORK, Oct. 29, 2026 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Enova International, Inc. ("Enova" or the "Company") (NYSE: ENVA).Β  Such investors are advised to contact Danielle P

PRNewsWireΒ·2d ago

Enova To Participate in Upcoming Investor Conferences

CHICAGO, Oct. 27, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA),Β a leading financial services company powered by machine learning and world-class analytics,Β today announced thatΒ Steve Cunningham, Chief Executive

Seeking AlphaΒ·4d ago

Enova: Growing 33% Without A Bank, Still Trades At 10x Earnings (Buy)

Enova remains a Buy after Q3'26 results, with shares undervalued at $173 versus a fair value of $190–$210. ENVA delivered 33% adjusted EPS growth, 26% revenue growth, and a lower net charge-off ratio, highlighting strong

BenzingaΒ·6d ago

These Analysts Increase Their Forecasts On Enova After Upbeat Q3 Results

Enova International (NYSE:ENVA) reported upbeat earnings for the third quarter on Thursday.

PYMNTSΒ·6d ago

Enova Tops $1 Billion Quarterly Revenue as Online Lending Surges

Online lender Enova saw its revenue exceed $1 billion during a quarter for the first time in its history in the third quarter, with strong growth across its portfolio, CEO Steve Cunningham said Thursday (Oct. 22) during

Seeking AlphaΒ·6d ago

Enova International, Inc. (ENVA) Q3 2026 Earnings Call Transcript

Enova International, Inc. (ENVA) Q3 2026 Earnings Call Transcript