ENACT HOLDINGS INC

ACTNASDAQ

🏆 #1008 by market capEarnings Nov 4US Equity

$49.56▲ $0.45 (+0.90%)

Live

1h▲ 0.8%

24h▲ 0.9%

7d▲ 3.6%

14d▲ 2.5%

30d▲ 9.2%

1y▲ 31.3%

🏦Market Cap

$6.92B

Small Cap

📈Revenue Growth (YoY)

+2.4%

Slowing

📊Gross Margin

85.9%

High

💵FCF Margin

57.6%

Strong

⚖️P/S Ratio

5.5x

Fair

Otter Score

Weak

Trading Snapshot

Day Range: $49.11 – $50.26
52-Week Range: $34.64 – $49.60
Volume: $3.04B
Avg Volume: $2.36B
Shares Outstanding: 139.6M
Next Earnings: Sep 13, 2026

Fundamentals Snapshot

Annual Revenue: $1.23B
Last Q Revenue: $317M
P/E Ratio: 10.4
P/S Ratio: 5.5x
EPS (TTM): $4.90
Dividend Yield: 1.76%

Why Investors Own ACT

✓High-growth profile — revenue up +42.8% YoY with expanding US Equity exposure.
✓Healthy economics — 27% gross margin and 9% free-cash-flow margin.
✓New products and segments could unlock additional revenue streams.

⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)

$1.23B▲ +49.5% YoY

Gross Margin (TTM)

26.6%▲ +0.8% YoY

Operating Income (TTM)

$278M▲ +49.5% YoY

Free Cash Flow (TTM)

$105M▲ +49.5% YoY

About ENACT HOLDINGS INC

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

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