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AMERICAN COASTAL INSURANCE C

ACICNASDAQ
πŸ† #2691 by market capEarnings Nov 3US Equity
$9.82β–Ό $0.00 (βˆ’0.05%)
Live
1hβ€”
24hβ–Ό 0.1%
7dβ–Ό 10.2%
14dβ–Ό 11.1%
30dβ–Ό 12.3%
1yβ–Ό 8.3%
🏦Market Cap
$476M
Small Cap
πŸ“ˆRevenue Growth (YoY)
+10.7%
Healthy
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
46.6%
Strong
βš–οΈP/S Ratio
1.5x
Cheap
Otter Score
43
Weak

Trading Snapshot

Day Range
$9.72 – $10.00
52-Week Range
$9.72 – $13.06
Volume
$1.64B
Avg Volume
$1.88B
Shares Outstanding
48.5M
Next Earnings
Oct 16, 2026

Fundamentals Snapshot

Annual Revenue
$335M
Last Q Revenue
$82M
P/E Ratio
4.8
P/S Ratio
1.5x
EPS (TTM)
$2.10
Dividend Yield
7.23%

Why Investors Own ACIC

  • βœ“High-growth profile β€” revenue up +36.2% YoY with expanding US Equity exposure.
  • βœ“Healthy economics β€” 63% gross margin and 22% free-cash-flow margin.
  • βœ“New products and segments could unlock additional revenue streams.
⚠️ Key Risks

Execution delays, intensifying competition, and valuation compression if growth decelerates.

Financial Trends

Revenue (TTM)
$335Mβ–² +41.6% YoY
Gross Margin (TTM)
63.4%β–² +1.8% YoY
Operating Income (TTM)
$116Mβ–² +41.6% YoY
Free Cash Flow (TTM)
$74Mβ–² +41.6% YoY

About AMERICAN COASTAL INSURANCE C

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

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Otter Score Breakdown

β“˜
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
Overall Score
Weak
43/100

Analyst Price Target

β“˜
Average Target
$12.89
β–² +31.3% Upside
High Target$15.79
Low Target$11.16
Based on 11 analysts

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