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AMERICAN COASTAL INSURANCE C

ACICNASDAQ
πŸ† #2830 by market capEarnings Feb 17US Equity
$10.94β–² $0.07 (+0.69%)
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24hβ–² 0.7%
7dβ–Ό 1.3%
14dβ–Ό 1.4%
30dβ–² 20.9%
ytdβ–Ό 13.4%
1yβ–Ό 6.8%
🏦Market Cap
$517M
Small Cap
πŸ“ˆRevenue Growth (YoY)
3.3%
Slowing
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
17.6%
Healthy
βš–οΈP/S Ratio
1.6x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$10.86 – $11.04
52-Week Range
$9.01 – $13.06
Volume (shares)
19,564
Avg Volume (shares)
β€”
Shares Outstanding
47.3M
Next Earnings
2027-02-17

Fundamentals Snapshot

Annual Revenue
$335M
Last Q Revenue
$82M
P/E Ratio
5.3
P/S Ratio
1.6x
EPS (TTM)
$2.01
Dividend Yield
6.94%
Dilution (1yr)
+1.0%
ACIC logo

AMERICAN COASTAL INSURANCE C

ACIC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$335Mβ–² +13.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
86.3%β–² +63.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$143Mβ–² +27.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$71Mβ–Ό βˆ’70.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
49.9Mβ–² +1.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$46Mβ–² +$62M YoY
StockOtter Β· stockotter.space

About AMERICAN COASTAL INSURANCE C

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Sell
6 analysts
Strong Buy0
Buy0
Hold3
Sell1
Strong Sell2
Ratings as of Oct 2026

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