WNEB logo

WESTERN NEW ENGLAND BANCORP

WNEBNASDAQ
πŸ† #3353 by market capEarnings Jan 25US Equity
$13.97β–² $0.22 (+1.60%)
Market closed Β· at close
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24hβ–² 1.6%
7dβ–² 0.7%
14dβ–² 3.3%
30dβ–² 2.0%
ytdβ–² 11.2%
1yβ–² 21.8%
🏦Market Cap
$280M
Small Cap
πŸ“ˆRevenue Growth (YoY)
19.0%
Healthy
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
12.7%
Healthy
βš–οΈP/S Ratio
2.0x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$13.89 – $14.16
52-Week Range
$11.08 – $15.01
Volume (shares)
1,689
Avg Volume (shares)
β€”
Shares Outstanding
20.1M
Next Earnings
2027-01-25

Fundamentals Snapshot

Annual Revenue
$130M
Last Q Revenue
$34M
P/E Ratio
16.2
P/S Ratio
2.0x
EPS (TTM)
$0.83
Dividend Yield
2.06%
Dilution (1yr)
βˆ’2.4%
WNEB logo

WESTERN NEW ENGLAND BANCORP

WNEB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$130Mβ–² +5.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
62.0%β–² +3.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$19Mβ–² +29.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$17Mβ–² +56.2% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
20.2Mβ–Ό βˆ’2.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$68Mβ–Ό βˆ’$2M YoY
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About WESTERN NEW ENGLAND BANCORP

Western New England Bancorp, Inc. (WNEB) functions as the parent entity for Westfield Bank, which delivers a comprehensive suite of commercial and retail banking solutions designed for both individual clients and businesses. The bank offers various options for customers to hold their funds, including checking accounts, diverse savings accounts (such as those for businesses, municipalities, money market, sweep, and individual retirement plans), as well as time deposits, certificates of deposit, and interest on lawyers trust accounts. WNEB also provides a wide range of lending products. These encompass financing for residential and commercial real estate, commercial construction, working capital, equipment acquisition, and term loans. Additionally, it offers home equity and consumer loans, alongside commercial and industrial loans, which feature options like revolving lines of credit. Beyond these core services, the company facilitates transactions through automated teller machines (ATMs), telephone and online banking platforms, remote deposit capture, and cash management solutions. Other conveniences include overdraft protection, safe deposit box facilities, and night deposit services. As of December 31, 2021, its operational footprint included 25 brick-and-mortar banking locations, supported by 23 permanent standalone ATMs and 35 seasonal or temporary ATMs. These facilities are strategically placed throughout various communities in Massachusetts (namely Agawam, Chicopee, Feeding Hills, East Longmeadow, Holyoke, Huntington, Ludlow, South Hadley, Southwick, Springfield, Ware, West Springfield, and Westfield) and Connecticut (including Bloomfield, Enfield, Granby, and West Hartford). The corporation was formerly recognized as Westfield Financial, Inc. before officially changing its name to Western New England Bancorp, Inc. in October 2016. WNEB was founded in 1853 and maintains its headquarters in Westfield, Massachusetts.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Sell
8 analysts
Strong Buy0
Buy0
Hold5
Sell1
Strong Sell2
Ratings as of Oct 2026

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