UVE logo

UNIVERSAL INSURANCE HOLDINGS

UVENYSE
πŸ† #2193 by market capEarnings Feb 22US Equity
$47.41β–² $1.43 (+3.11%)
Latest quote
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24hβ–² 3.1%
7dβ–Ό 2.0%
14dβ–² 1.1%
30dβ–² 11.6%
ytdβ–² 40.3%
1yβ–² 50.9%
🏦Market Cap
$1.31B
Small Cap
πŸ“ˆRevenue Growth (YoY)
5.5%
Slowing
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
20.4%
Strong
βš–οΈP/S Ratio
0.8x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$46.70 – $47.63
52-Week Range
$28.32 – $50.75
Volume (shares)
75,074
Avg Volume (shares)
β€”
Shares Outstanding
27.6M
Next Earnings
2027-02-22

Fundamentals Snapshot

Annual Revenue
$1.60B
Last Q Revenue
$439M
P/E Ratio
5.7
P/S Ratio
0.8x
EPS (TTM)
$8.01
Dividend Yield
1.67%
Dilution (1yr)
βˆ’1.1%
UVE logo

UNIVERSAL INSURANCE HOLDINGS

UVE
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.6Bβ–² +4.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
38.2%β–² +190.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$243Mβ–² +187.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$377Mβ–² +190.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
28.8Mβ–Ό βˆ’1.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$308Mβ–² +$150M YoY
StockOtter Β· stockotter.space

About UNIVERSAL INSURANCE HOLDINGS

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100
Analyst data unavailable.

Latest News & Updates

Zacks Investment ResearchΒ·1d ago

Is Universal Insurance Holdings (UVE) Stock Undervalued Right Now?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and

Seeking AlphaΒ·6d ago

Universal Insurance Holdings, Inc. (UVE) Q3 2026 Earnings Call Transcript

Universal Insurance Holdings, Inc. ( UVE ) Q3 2026 Earnings Call October 23, 2026 10:00 AM EDT Company Participants Arash Soleimani - Chief Strategy Officer Stephen Donaghy - CEO & Director Frank Wilcox - Chief Financial

MarketBeatΒ·6d ago

What Universal Insurance (UVE) Said on Its Q3 Earnings Call

Universal Insurance NYSE: UVE reported stronger third-quarter results, citing improved underwriting performance, higher net investment income and continued policy growth across its multistate footprint.

Zacks Investment ResearchΒ·6d ago

Best Momentum Stock to Buy for October 23rd

HAS, UVE and HCSG made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on October 23, 2026.

Zacks Investment ResearchΒ·6d ago

UVE Q3 Earnings Beat Estimates on Lower Losses & Premium Growth

Universal Insurance's Q3 earnings surge 41.9% as improved underwriting results, higher earned premiums and investment income fuel a 44% earnings beat.

Zacks Investment ResearchΒ·6d ago

Best Value Stock to Buy for October 23rd

UVE made it to the Zacks Rank #1 (Strong Buy) value stock list on October 23, 2026.