SMARTFINANCIAL INC
SMBKNYSETrading Snapshot
- Day Range
- $48.88 β $49.66
- 52-Week Range
- $34.23 β $54.14
- Volume (shares)
- 71,201
- Avg Volume (shares)
- β
- Shares Outstanding
- 17.1M
- Next Earnings
- 2027-01-18
Fundamentals Snapshot
- Annual Revenue
- $316M
- Last Q Revenue
- $90M
- P/E Ratio
- 13.5
- P/S Ratio
- 2.4x
- EPS (TTM)
- $3.68
- Dividend Yield
- 0.67%
- Dilution (1yr)
- +0.3%
SMARTFINANCIAL INC
SMBKAbout SMARTFINANCIAL INC
SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs). Additionally, SmartFinancial's lending portfolio encompasses financing for commercial and residential properties, consumer real estate, and construction and land development projects. It also extends commercial and financial loans, mortgage loans, direct consumer installment loans, educational and other revolving credit facilities, and provides overdraft services. Beyond these core offerings, the company delivers wealth management, insurance products, mortgage origination, and convenient digital banking services accessible via the internet and mobile devices. As of March 1, 2022, SmartFinancial maintained a significant regional footprint, operating 41 full-service branches and two dedicated loan production offices across East and Middle Tennessee, Alabama, and the Florida Panhandle. The corporate headquarters are located in Knoxville, Tennessee.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Insufficient data for all five components.
Analyst Ratings
βLatest News & Updates

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SmarFinancial (SMBK) came out with quarterly earnings of $1.1 per share, beating the Zacks Consensus Estimate of $0.96 per share. This compares to earnings of $0.86 per share a year ago.