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SOUTHERN MISSOURI BANCORP

SMBCNASDAQ
πŸ† #2549 by market capEarnings Jan 20US Equity
$71.84β–Ό $0.18 (βˆ’0.25%)
πŸŒ… Pre-market$72.18β–² 0.47%Regular close Β· extended-hours price shown
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24hβ–Ό 0.3%
7dβ–Ό 0.1%
14dβ–² 1.3%
30dβ–² 1.5%
ytdβ–² 21.5%
1yβ–² 35.5%
🏦Market Cap
$791M
Small Cap
πŸ“ˆRevenue Growth (YoY)
3.7%
Slowing
πŸ“ŠGross Margin
62.8%
High
πŸ’΅FCF Margin
24.5%
Strong
βš–οΈP/S Ratio
2.5x
Cheap
Otter Score
76
Strong

Trading Snapshot

Day Range
$71.69 – $73.87
52-Week Range
$51.46 – $79.86
Volume (shares)
76,699
Avg Volume (shares)
β€”
Shares Outstanding
11.0M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$317M
Last Q Revenue
$83M
P/E Ratio
10.6
P/S Ratio
2.5x
EPS (TTM)
$6.87
Dividend Yield
1.42%
Dilution (1yr)
βˆ’1.5%
SMBC logo

SOUTHERN MISSOURI BANCORP

SMBC
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$317Mβ–² +3.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
59.7%β–² +3.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$87Mβ–² +17.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$77Mβ–² +1.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
11.0Mβ–Ό βˆ’1.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$57Mβ–Ό βˆ’$46M YoY
StockOtter Β· stockotter.space

About SOUTHERN MISSOURI BANCORP

Southern Missouri Bancorp, Inc., established in 1887 and headquartered in Poplar Bluff, Missouri, functions as the parent company for Southern Bank. Through its subsidiary, it delivers a comprehensive suite of banking and financial solutions to both individual consumers and businesses across the United States. The company's offerings encompass a wide range of personal banking services, including checking and savings accounts, online and mobile banking, mortgages, refinancing options, and various loans and credit facilities. For corporate clients, it provides business banking, financing, and a variety of supporting business services. Additionally, Southern Missouri Bancorp extends its financial product portfolio to include investment and insurance services, digital banking, and debit and credit cards. As of June 30, 2021, the institution maintained a significant physical presence with 46 full-service and two limited-service branch locations. These branches are strategically distributed throughout numerous towns in Missouri (Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla), Arkansas (Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot), and Illinois (Anna, Cairo, and Tamms).

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Strong
76/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy2
Buy4
Hold5
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

The Motley FoolΒ·14h ago

Southern Missouri Bancorp: 3 Key Takeaways for Long-Term Investors

Gross loans grew by $64 million during the quarter. Core certificates of deposit increased by $95 million.

MarketBeatΒ·8d ago

What Southern Missouri Bancorp (SMBC) Said on Its Q1 Earnings Call

Southern Missouri Bancorp NASDAQ: SMBC reported fiscal first-quarter 2027 diluted earnings per share of $1.73, compared with $1.83 in the preceding June quarter, as loan and deposit growth continued while expenses increa

Seeking AlphaΒ·8d ago

Southern Missouri Bancorp, Inc. (SMBC) Q1 2027 Earnings Call Transcript

Southern Missouri Bancorp, Inc. ( SMBC ) Q1 2027 Earnings Call October 22, 2026 10:30 AM EDT Company Participants Stefan Chkautovich - Executive VP & Chief Financial Officer Matthew Funke - President & Chief Administrati

Zacks Investment ResearchΒ·8d ago

Southern Missouri Bancorp (SMBC) Q1 Earnings and Revenues Surpass Estimates

Southern Missouri Bancorp (SMBC) came out with quarterly earnings of $1.73 per share, beating the Zacks Consensus Estimate of $1.67 per share. This compares to earnings of $1.42 per share a year ago.

GlobeNewsWireΒ·8d ago

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR FIRST QUARTER OF FISCAL 2027; DECLARES QUARTERLY DIVIDEND OF $0.27 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, OCTOBER 22, AT 9:30 AM CENTRAL TIME

Poplar Bluff, Missouri, Oct. 21, 2026 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (β€œCompany”) (NASDAQ: SMBC), the parent corporation of Southern Bank (β€œBank”), today announced preliminary net income for the first

Zacks Investment ResearchΒ·9d ago

Southern Missouri Bancorp (SMBC) Earnings Expected to Grow: What to Know Ahead of Q1 Release

Southern Missouri Bancorp (SMBC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.