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PROG HOLDINGS INC

PRGNYSE
πŸ† #2247 by market capEarnings Oct 28 Β· PreUS Equity
$30.90β–² $1.27 (+4.29%)
Market closed Β· at close
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24hβ–² 4.3%
7dβ–Ό 2.9%
14dβ–Ό 0.7%
30dβ–Ό 1.8%
ytdβ–² 4.8%
1yβ–² 3.0%
🏦Market Cap
$1.23B
Small Cap
πŸ“ˆRevenue Growth (YoY)
2.6%
Slowing
πŸ“ŠGross Margin
90.5%
High
πŸ’΅FCF Margin
14.6%
Healthy
βš–οΈP/S Ratio
0.5x
Cheap
Otter Score
72
Strong

Trading Snapshot

Day Range
$25.36 – $31.09
52-Week Range
$25.80 – $47.73
Volume (shares)
128,690
Avg Volume (shares)
β€”
Shares Outstanding
39.8M
Next Earnings
2026-10-28

Fundamentals Snapshot

Annual Revenue
$2.41B
Last Q Revenue
$45M
P/E Ratio
8.4
P/S Ratio
0.5x
EPS (TTM)
$3.61
Dividend Yield
1.75%
Dilution (1yr)
βˆ’6.8%
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PROG HOLDINGS INC

PRG
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$2.4Bβ–Ό βˆ’2.2% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
33.0%β–Ό βˆ’67.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$238Mβ–² +22.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$325Mβ–² +149.5% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
40.6Mβ–Ό βˆ’6.8% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$301Mβ–² +$259M YoY
StockOtter Β· stockotter.space

About PROG HOLDINGS INC

PROG Holdings, Inc. functions as a multi-channel financial services firm, specializing in lease-to-own programs for individuals with limited credit access or those traditionally considered underserved. The company's operations are divided into two distinct segments. The Progressive Leasing division provides customers with rent-to-own options for a diverse array of merchandise, such as furniture, household appliances, electronic gadgets, jewelry, mobile phones and their accessories, mattresses, and automobile electronics and fittings. These services are delivered through various touchpoints, including in-store, mobile, and online channels, often in collaboration with point-of-sale and e-commerce retail partners. Meanwhile, the Vive segment extends "second-chance" and revolving credit solutions, utilizing both its own and co-branded credit cards. These offerings are specifically tailored for consumers who might not qualify for conventional prime credit facilities. Across 49 U.S. states and the District of Columbia, PROG Holdings' lease-purchase solutions are made available through a vast network of approximately 24,000 third-party retail partner locations and their corresponding e-commerce platforms. Founded in 1955 and based in Draper, Utah, the company underwent a name change from Aaron's Holdings Company, Inc. to PROG Holdings, Inc. in December 2020.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)
πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Strong
72/100

Analyst Ratings

β“˜
Consensus
Buy
11 analysts
Strong Buy3
Buy6
Hold2
Sell0
Strong Sell0
Ratings as of Oct 2026

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