OLD SECOND BANCORP INC
OSBCNASDAQTrading Snapshot
- Day Range
- $24.44 β $24.80
- 52-Week Range
- $17.11 β $26.06
- Volume (shares)
- 502,370
- Avg Volume (shares)
- β
- Shares Outstanding
- 50.9M
- Next Earnings
- 2027-01-19
Fundamentals Snapshot
- Annual Revenue
- $397M
- Last Q Revenue
- $115M
- P/E Ratio
- 11.3
- P/S Ratio
- 2.9x
- EPS (TTM)
- $2.22
- Dividend Yield
- 1.15%
- Dilution (1yr)
- +17.1%
OLD SECOND BANCORP INC
OSBCAbout OLD SECOND BANCORP INC
Old Second Bancorp, Inc. (OSBC) serves as the parent holding company for Old Second National Bank, providing a full range of community banking services. The institution offers a broad spectrum of deposit products, including demand, NOW, money market, savings, time, and individual retirement accounts, alongside certificates of deposit. Its diverse lending portfolio encompasses commercial loans, lease financing, construction loans, and commercial real estate loans. For residential clients, offerings include first and second mortgages, home equity lines of credit, and general residential real estate loans. Consumer lending options cover needs such as motor vehicle, home improvement, and signature loans, further complemented by installment and agricultural loans, and overdraft checking services. Beyond deposits and loans, Old Second provides vital financial services like safe deposit boxes, trust and wealth management, money orders, cashier's checks, foreign currency exchange, direct deposits, discount brokerage, and debit and credit cards. The company also assists with acquiring U.S. treasury notes and bonds. Embracing digital convenience, Old Second Bancorp offers online and mobile banking platforms. Corporate clients benefit from an extensive suite of cash management solutions, featuring remote and mobile deposit capture, investment sweep accounts, zero balance accounts, automated tax payments, ATM access, telephone banking, lockbox services, automated clearing house (ACH) transactions, account reconciliation, controlled disbursements, detailed and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin. Furthermore, it delivers investment, agency, and custodial services to individual, corporate, and not-for-profit clients. Established in 1981 and headquartered in Aurora, Illinois, Old Second Bancorp, Inc. serves its customers through 63 banking centers located across Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties within Illinois.
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Analyst Ratings
βLatest News & Updates

Old Second: 3 Key Takeaways for Long-Term Investors
Deposit competition pressures margins now, but loan book repricing soon offers natural relief.

5 Dividend Stocks With Yields Up to 5.8%. Their Ex-Dividend Dates Are Almost Here
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Old Second Bancorp, Inc. (OSBC) Q3 2026 Earnings Call Transcript
Old Second Bancorp, Inc. ( OSBC ) Q3 2026 Earnings Call October 22, 2026 10:00 AM EDT Company Participants James Eccher - President, CEO & Chairman of the Board Bradley Adams - Executive VP, COO & CFO Darin Campbell - Di

Old Second Bancorp Q3 Earnings Call Highlights
Old Second Bancorp NASDAQ: OSBC reported third-quarter 2026 net income of $28.9 million, or $0.56 per diluted share, as a higher net interest margin and improving credit classifications were partly offset by elevated loa

Old Second Bancorp (OSBC) Misses Q3 Earnings and Revenue Estimates
Old Second Bancorp (OSBC) came out with quarterly earnings of $0.55 per share, missing the Zacks Consensus Estimate of $0.59 per share. This compares to earnings of $0.53 per share a year ago.

Old Second Bancorp (OSBC) Reports Q3 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for Old Second Bancorp (OSBC) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estim