OPORTUN FINANCIAL CORP
OPRTNASDAQπ #2932 by market capEarnings Nov 3 Β· PostUS Equity
$9.98β² $0.19 (+1.99%)
Pre-market Β· at closeTrack OPRT
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24hβ² 2.0%
7dβ² 8.8%
14dβ² 10.0%
30dβ² 22.5%
ytdβ² 88.7%
1yβ² 95.6%
π¦Market Cap
$459M
Small Cap
πRevenue Growth (YoY)
9.1%
Slowing
πGross Margin
β
π΅FCF Margin
98.9%
Strong
βοΈP/S Ratio
1.1x
Cheap
Otter Score
β
Insufficient data
Trading Snapshot
- Day Range
- $9.85 β $10.09
- 52-Week Range
- $4.03 β $9.80
- Volume (shares)
- 116,459
- Avg Volume (shares)
- β
- Shares Outstanding
- 46.0M
- Next Earnings
- 2026-11-03
Fundamentals Snapshot
- Annual Revenue
- $637M
- Last Q Revenue
- $233M
- P/E Ratio
- 23.5
- P/S Ratio
- 1.1x
- EPS (TTM)
- $0.40
- Dividend Yield
- β
- Dilution (1yr)
- +10.6%
OPORTUN FINANCIAL CORP
OPRTFinancial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$637Mβ² +19.5% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
63.7%β² +15.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isnβt profitable yet.
$44MβΌ β138.3% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$389Mβ² +3.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing ownerβs slice.
48.2Mβ² +10.6% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
β$2.7Bβ² +$57M YoY
About OPORTUN FINANCIAL CORP
This financial institution specializes in providing a range of monetary services, encompassing personal loans, vehicle financing, and credit card options. Customers can access their offerings through diverse channels, including digital platforms, over the phone, or by visiting their physical retail locations. The company's operations span 24 states across the United States, with its footprint reaching areas such as Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Founded in 2005, its corporate headquarters are located in San Carlos, California.
π¦¦
Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)Insufficient data for all five components.
πGrowthβ
β
β
β
β
βοΈValuationβ
β
β
β
β
π§Dilutionβ
β
β
β
β
Overall Score
Insufficient data
β/100
Analyst Ratings
βConsensus
Buy
11 analysts
Strong Buy3
Buy4
Hold4
Sell0
Strong Sell0
Ratings as of Oct 2026
Latest News & Updates
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