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NORTHPOINTE BANCSHARES INC

NPBNYSE
🏆 #2790 by market capEarnings Jan 18US Equity
$16.19▲ $0.44 (+2.79%)
Pre-market · at close
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24h▲ 2.8%
7d▲ 4.9%
14d▲ 3.5%
30d▲ 9.1%
ytd▼ 3.4%
1y▲ 2.8%
🏦Market Cap
$560M
Small Cap
📈Revenue Growth (YoY)
20.7%
Healthy
📊Gross Margin
43.3%
Healthy
💵FCF Margin
2.0%
Thin
⚖️P/S Ratio
1.3x
Cheap
Otter Score
68
Fair

Trading Snapshot

Day Range
$15.75 – $16.21
52-Week Range
$13.80 – $19.71
Volume (shares)
23,980
Avg Volume (shares)
—
Shares Outstanding
34.6M
Next Earnings
2027-01-18

Fundamentals Snapshot

Annual Revenue
$471M
Last Q Revenue
$123M
P/E Ratio
7.5
P/S Ratio
1.3x
EPS (TTM)
$2.36
Dividend Yield
0.65%
Dilution (1yr)
+2.3%
NPB logo

NORTHPOINTE BANCSHARES INC

NPB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$471M▲ +20.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
50.9%▲ +5.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$110M▲ +51.5% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$42M▲ +121.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
35.1M▲ +2.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
−$1.0B▼ −$114M YoY
StockOtter · stockotter.space

About NORTHPOINTE BANCSHARES INC

Northpointe Bancshares, Inc. serves as the parent company for Northpointe Bank, offering a broad spectrum of financial products and banking services throughout the United States. The organization's activities are structured into two main divisions: its Mortgage Purchase Program and Retail Banking. Customers can access digital deposit solutions such as non-interest-bearing accounts, savings accounts, money market demand accounts, and certificates of deposit. Furthermore, the company extends services to individual and business clients, provides health savings accounts, facilitates home financing, manages a dedicated mortgage purchase program, engages in residential mortgage lending, and offers custodial deposit services. Founded in 1998, Northpointe Bancshares, Inc. is based in Grand Rapids, Michigan.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5★ and equally weighted (20%), averaged to a 0–100 score:💎 Quality — gross margin🚀 Growth — revenue YoY⚖️ Valuation — P/S ratio⚡ Momentum — 30-day price change💧 Dilution — 1-yr share issuance (buybacks score higher)
💎Quality★★★★★
🚀Growth★★★★★
⚖️Valuation★★★★★
⚡Momentum★★★★★
💧Dilution★★★★★
Overall Score
Fair
68/100

Analyst Ratings

ⓘ
Consensus
Buy
7 analysts
Strong Buy1
Buy4
Hold2
Sell0
Strong Sell0
Ratings as of Oct 2026

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