RevenueThe total money the company brought in from sales, before subtracting any costs.
$866MβΌ β85.1% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
77.9%β² +19.9% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isnβt profitable yet.
$250MβΌ β80.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$622MβΌ β9.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing ownerβs slice.
51.5MβΌ β3.0% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
β$639MβΌ β$1.1B YoY
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About JIAYIN GROUP INC-ADR
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.
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Otter Score Breakdown
How it's scoredFive components, each rated 1β5β and equally weighted (20%), averaged to a 0β100 score:π Quality β gross marginπ Growth β revenue YoYβοΈ Valuation β P/S ratioβ‘ Momentum β 30-day price changeπ§ Dilution β 1-yr share issuance (buybacks score higher)