INDB logo

INDEPENDENT BANK CORP/MA

INDBNASDAQ
πŸ† #1439 by market capEarnings Jan 20US Equity
$83.71β–² $0.99 (+1.20%)
πŸŒ™ After hours$83.71β–² 0.00%Regular close Β· extended-hours price shown
πŸ””
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24hβ–² 1.2%
7dβ–² 0.4%
14dβ–² 8.4%
30dβ–² 7.2%
ytdβ–² 14.5%
1yβ–² 25.1%
🏦Market Cap
$3.93B
Small Cap
πŸ“ˆRevenue Growth (YoY)
32.2%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
24.8%
Strong
βš–οΈP/S Ratio
3.2x
Fair
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$83.38 – $84.45
52-Week Range
$65.45 – $87.50
Volume (shares)
287,076
Avg Volume (shares)
β€”
Shares Outstanding
46.9M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$1.17B
Last Q Revenue
$346M
P/E Ratio
12.1
P/S Ratio
3.2x
EPS (TTM)
$6.75
Dividend Yield
2.90%
Dilution (1yr)
+16.4%
INDB logo

INDEPENDENT BANK CORP/MA

INDB
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$1.2Bβ–² +19.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
67.9%β–² +2.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$267Mβ–² +8.0% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$240Mβ–² +14.3% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
49.5Mβ–² +16.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$596Mβ–Ό βˆ’$115M YoY
StockOtter Β· stockotter.space

About INDEPENDENT BANK CORP/MA

Independent Bank Corp. functions as the parent company for Rockland Trust Company, delivering a wide array of commercial banking products and services. Its clientele primarily consists of private individuals and small to mid-sized businesses, largely within Massachusetts. The institution offers diverse deposit options, including interest-bearing checking, money market, and savings accounts, in addition to demand deposits and time certificates of deposit. Its extensive lending portfolio covers commercial and industrial loans, commercial real estate and construction financing, small business loans, consumer real estate loans, and personal loans. Beyond core banking, the company provides wealth management and fiduciary services for a broad spectrum of clients, from private individuals and institutions to small businesses and charitable organizations. It also offers digital banking solutions (online and mobile), estate planning, financial advisory, and tax assistance. Customers have access to ATM and debit card services, alongside various investment products such as mutual funds, unit investment trusts, general securities, fixed and variable annuities, and life insurance. As of December 31, 2021, Independent Bank Corp. maintained a substantial physical presence, operating 119 retail branches, two limited-service retail branches, and one mobile branch. These facilities are strategically located across Eastern Massachusetts, encompassing Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk, and Worcester counties. Established in 1907, the company is headquartered in Rockland, Massachusetts.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
13 analysts
Strong Buy4
Buy6
Hold2
Sell1
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Fool - Investing NewsΒ·10d ago

Independent Bank: 3 Key Takeaways for Long-Term Investors

Over $500 million in maturing securities are repricing toward 6%, structurally expanding margins without waiting for Fed moves.

Defense WorldΒ·11d ago

Independent Bank Q3 Earnings Call Highlights

Independent Bank (NASDAQ: INDB) reported third-quarter 2026 net income of $89.7 million, or $1.90 per diluted share, as loan and deposit growth, a stable core net interest margin and disciplined expenses supported record

Seeking AlphaΒ·13d ago

Independent Bank: Shrugging Off A Tough Macro Environment, For Now

Independent Bank Corp. delivered record Q3 profitability, with net income of $89.7 million and EPS of $1.90, surpassing expectations. INDB's net interest margin expanded to 3.89%, and net interest income rose $9.7 millio

Seeking AlphaΒ·13d ago

Independent Bank Corp. (INDB) Q3 2026 Earnings Call Transcript

Independent Bank Corp. ( INDB ) Q3 2026 Earnings Call October 16, 2026 10:00 AM EDT Company Participants Jeffrey Tengel - President, CEO & Director Mark Ruggiero - Chief Financial Officer Conference Call Participants Fed

Seeking AlphaΒ·13d ago

Independent Bank: Stronger Profits Are Outrunning The Credit Concerns

Independent Bank Corp. (INDB) remains a Buy, supported by improving earnings and an attractive valuation. Q3 EPS rose to $1.90, beating expectations as profitability improved. Credit quality is weakening, with rising del

Zacks Investment ResearchΒ·14d ago

Compared to Estimates, Independent Bank Corp. (INDB) Q3 Earnings: A Look at Key Metrics

Although the revenue and EPS for Independent Bank Corp. (INDB) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street e