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INTERCORP FINANCIAL SERVICES

IFSNYSE
πŸ† #2026 by market capEarnings Nov 9US Equity
$50.78β–Ό $0.23 (βˆ’0.45%)
Pre-market Β· at close
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24hβ–Ό 0.5%
7dβ–Ό 1.7%
14dβ–Ό 6.6%
30dβ–Ό 7.4%
ytdβ–² 19.9%
1yβ–² 19.8%
🏦Market Cap
$5.64B
Small Cap
πŸ“ˆRevenue Growth (YoY)
29.0%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
31.4%
Strong
βš–οΈP/S Ratio
1.2x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$50.45 – $50.94
52-Week Range
β€”
Volume (shares)
12,527
Avg Volume (shares)
β€”
Shares Outstanding
111.1M
Next Earnings
2026-11-09

Fundamentals Snapshot

Annual Revenue
$9.24B
Last Q Revenue
$2.42B
P/E Ratio
9.7
P/S Ratio
1.2x
EPS (TTM)
β€”
Dividend Yield
3.64%
Dilution (1yr)
βˆ’3.4%
IFS logo

INTERCORP FINANCIAL SERVICES

IFS
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$9.2Bβ–² +4.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
65.3%β–² +20.3% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$2.3Bβ–² +41.7% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$1.3Bβ–Ό βˆ’169.4% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
110.1Mβ–Ό βˆ’3.4% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$1.4Bβ–² +$1.0B YoY
StockOtter Β· stockotter.space

About INTERCORP FINANCIAL SERVICES

Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings accounts, investment accounts, and fixed-term instruments including certificates of deposit and compensation for service time accounts. For retail customers, IFS provides credit cards, mortgages, payroll-deduction loans, general consumer loans, as well as specialized cash, student, and collateralized cash loans. Business clients, from small to large enterprises, benefit from commercial banking services covering corporate financing, commercial real estate, vehicle and equipment loans, cash management, trade finance, and electronic factoring. Additionally, the company manages treasury and institutional banking, along with securitization services. Within its insurance operations, IFS offers annuities, conventional life insurance, and other retail insurance products. The wealth management arm delivers financial advisory services across equities, fixed income, structured products, alternative investments, and managed accounts, complemented by brokerage and investment management offerings. Founded in 1897 and headquartered in Lima, Peru, Intercorp Financial Services Inc. maintained a significant operational network as of December 31, 2021, comprising 189 financial branches and 1,581 ATMs. The company functions as a subsidiary of Intercorp PerΓΊ Ltd.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100
Analyst data unavailable.

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