IBCP logo

INDEPENDENT BANK CORP - MICH

IBCPNASDAQ
πŸ† #2507 by market capEarnings Jan 20US Equity
$36.92β–Ό $0.21 (βˆ’0.57%)
Market closed Β· at close
πŸ””
Track IBCP
Get earnings, price moves & breaking news on Telegram
Track
24hβ–Ό 0.6%
7dβ–Ό 0.1%
14dβ–² 4.5%
30dβ–² 4.5%
ytdβ–² 13.5%
1yβ–² 21.1%
🏦Market Cap
$820M
Small Cap
πŸ“ˆRevenue Growth (YoY)
46.1%
High Growth
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
10.6%
Healthy
βš–οΈP/S Ratio
2.1x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$36.55 – $37.45
52-Week Range
$29.83 – $39.24
Volume (shares)
206,330
Avg Volume (shares)
β€”
Shares Outstanding
22.2M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$315M
Last Q Revenue
β€”
P/E Ratio
11.2
P/S Ratio
2.1x
EPS (TTM)
$3.44
Dividend Yield
2.78%
Dilution (1yr)
βˆ’1.3%
IBCP logo

INDEPENDENT BANK CORP - MICH

IBCP
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$315Mβ–Ό βˆ’0.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
69.6%β–² +4.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$81Mβ–Ό βˆ’2.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$70Mβ–² +27.1% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
20.8Mβ–Ό βˆ’1.3% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$22Mβ–² +$26M YoY
StockOtter Β· stockotter.space

About INDEPENDENT BANK CORP - MICH

As the holding company for Independent Bank, Independent Bank Corporation provides diverse banking services to both individual consumers and businesses. Its comprehensive suite of offerings includes checking and savings accounts, commercial lending, direct and indirect consumer financing, and mortgage solutions, along with safe deposit boxes. Customers also benefit from accessible automatic teller machines, internet banking, and mobile banking capabilities. The company further diversifies its portfolio with title insurance, insurance brokerage, and investment services. Headquartered in Grand Rapids, Michigan, and founded in 1864, Independent Bank Corporation reaches its clientele through roughly 59 branches, two drive-through facilities, and seven loan production offices across Michigan, in addition to two loan production offices in Ohio.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Hold
10 analysts
Strong Buy0
Buy0
Hold7
Sell1
Strong Sell2
Ratings as of Oct 2026

Latest News & Updates

Seeking AlphaΒ·1d ago

Independent Bank Corporation (IBCP) Q3 2026 Earnings Call Transcript

Independent Bank Corporation ( IBCP ) Q3 2026 Earnings Call October 27, 2026 11:00 AM EDT Company Participants William Kessel - President, CEO & Director Joel Rahn - Executive VP of Commercial Lending & Chief Lending Off

MarketBeatΒ·1d ago

Independent Bank Q3 Earnings Call Highlights

Independent Bank NASDAQ: IBCP reported third-quarter 2026 net income of $17.9 million, or $0.80 per diluted share, compared with $17.5 million, or $0.84 per diluted share, in the year-earlier period. Excluding $2.7 milli

Zacks Investment ResearchΒ·1d ago

Independent Bank (IBCP) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

The headline numbers for Independent Bank (IBCP) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and t

Zacks Investment ResearchΒ·1d ago

Independent Bank (IBCP) Q3 Earnings and Revenues Top Estimates

Independent Bank (IBCP) came out with quarterly earnings of $0.92 per share, beating the Zacks Consensus Estimate of $0.86 per share. This compares to earnings of $0.84 per share a year ago.

GlobeNewsWireΒ·2d ago

Independent Bank Corporation Reports 2026 Third Quarter Earnings of $0.80 Per Diluted Share

GRAND RAPIDS, Mich., Oct. 27, 2026 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP) reported third quarter 2026 net income of $17.9 million, or $0.80 per diluted share, versus net income of $17.5 million,

GlobeNewsWireΒ·8d ago

Independent Bank Corporation Announces Quarterly Cash Dividend on Common Stock

GRAND RAPIDS, Mich., Oct. 20, 2026 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company for Independent Bank and Highpoint Community Bank, Michigan-based community banks, announced that to