FSBW logo

FS BANCORP INC

FSBWNASDAQ
πŸ† #3161 by market capEarnings Jan 19US Equity
$44.34β–² $0.58 (+1.33%)
Market closed Β· at close
πŸ””
Track FSBW
Get earnings, price moves & breaking news on Telegram
Track
24hβ–² 1.3%
7dβ–² 1.0%
14dβ–Ό 1.8%
30dβ–² 1.0%
ytdβ–² 8.0%
1yβ–² 15.7%
🏦Market Cap
$349M
Small Cap
πŸ“ˆRevenue Growth (YoY)
6.8%
Slowing
πŸ“ŠGross Margin
57.8%
Healthy
πŸ’΅FCF Margin
53.8%
Strong
βš–οΈP/S Ratio
1.9x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$43.94 – $44.55
52-Week Range
$36.66 – $45.85
Volume (shares)
33,411
Avg Volume (shares)
β€”
Shares Outstanding
7.9M
Next Earnings
2027-01-19

Fundamentals Snapshot

Annual Revenue
$218M
Last Q Revenue
$60M
P/E Ratio
11.2
P/S Ratio
1.9x
EPS (TTM)
$3.87
Dividend Yield
2.63%
Dilution (1yr)
βˆ’3.1%
FSBW logo

FS BANCORP INC

FSBW
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$218Mβ–² +6.8% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
66.5%β–Ό βˆ’0.7% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$45Mβ–² +7.6% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$52Mβ–² +5.6% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
7.7Mβ–Ό βˆ’3.1% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
βˆ’$128Mβ–² +$194M YoY
StockOtter Β· stockotter.space

About FS BANCORP INC

FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit. For lending, FS Bancorp provides diverse options such as first and second mortgages for one-to-four-family residences, home equity loans, non-mortgage commercial business loans, commercial real estate and construction/development financing, and a variety of consumer loans including personal lines of credit, credit cards, auto, direct home improvement, deposit-secured, and recreational vehicle loans. As of December 31, 2021, the company maintained 21 full-service bank branches and 10 home loan production offices, strategically situated in suburban communities across the greater Puget Sound area (including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties), with an additional loan production office serving the Tri-Cities market. Established in 1936, FS Bancorp, Inc. is headquartered in Mountlake Terrace, Washington.

🦦

Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Sell
8 analysts
Strong Buy0
Buy0
Hold5
Sell1
Strong Sell2
Ratings as of Oct 2026

Latest News & Updates

Zacks Investment ResearchΒ·2d ago

New Strong Sell Stocks for October 27th

AMADY, FSBW and PHM have been added to the Zacks Rank #5 (Strong Sell) List on October 27th, 2026.

GlobeNewsWireΒ·6d ago

FS Bancorp, Inc. Announces the Appointment of Matthew D. Mullet as a Director of FS Bancorp, Inc.

MOUNTLAKE TERRACE, Wash., Oct. 23, 2026 (GLOBE NEWSWIRE) -- FS Bancorp, Inc. (NASDAQ: FSBW) (the β€œCompany”), the holding company for 1st Security Bank of Washington (the β€œBank”), today announced that Matthew D. Mullet ha

Zacks Investment ResearchΒ·7d ago

Here's What Key Metrics Tell Us About FS Bancorp (FSBW) Q3 Earnings

Although the revenue and EPS for FS Bancorp (FSBW) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and

Zacks Investment ResearchΒ·8d ago

FS Bancorp (FSBW) Q3 Earnings Lag Estimates

FS Bancorp (FSBW) came out with quarterly earnings of $0.63 per share, missing the Zacks Consensus Estimate of $1.11 per share. This compares to earnings of $1.18 per share a year ago.

GlobeNewsWireΒ·8d ago

FS Bancorp, Inc. Reports Third Quarter Net Income of $4.9 Million or $0.63 Per Diluted Share and Declares 55th Consecutive Quarterly Cash Dividend

MOUNTLAKE TERRACE, Wash., Oct. 21, 2026 (GLOBE NEWSWIRE) -- FS Bancorp, Inc. (NASDAQ: FSBW) (the β€œCompany”), the holding company for 1st Security Bank of Washington (the β€œBank”) today reported 2026 third quarter net inco

Zacks Investment ResearchΒ·Sep 23

New Strong Sell Stocks for September 23rd

BCSF, BBW and FSBW have been added to the Zacks Rank #5 (Strong Sell) List on September 23rd, 2026.