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FAIR ISAAC CORP

FICONYSE
๐Ÿ† #626 by market capEarnings Nov 4 ยท PostUS Equity
$698.18โ–ฒ $6.43 (+0.93%)
Market closed ยท at close
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24hโ–ฒ 0.9%
7dโ–ผ 15.2%
14dโ–ผ 9.3%
30dโ–ฒ 13.1%
ytdโ–ผ 58.7%
1yโ–ผ 55.4%
๐ŸฆMarket Cap
$15.08B
Mid Cap
๐Ÿ“ˆRevenue Growth (YoY)
15.9%
Healthy
๐Ÿ“ŠGross Margin
85.1%
High
๐Ÿ’ตFCF Margin
41.6%
Strong
โš–๏ธP/S Ratio
6.3x
Fair
Otter Score
76
Strong

Trading Snapshot

Day Range
$685.19 โ€“ $717.76
52-Week Range
$586.05 โ€“ $1,858.91
Volume (shares)
890,249
Avg Volume (shares)
โ€”
Shares Outstanding
21.6M
Next Earnings
2026-11-04

Fundamentals Snapshot

Annual Revenue
$1.99B
Last Q Revenue
$674M
P/E Ratio
20.1
P/S Ratio
6.3x
EPS (TTM)
$35.95
Dividend Yield
0.00%
Dilution (1yr)
โˆ’3.5%
FICO logo

FAIR ISAAC CORP

FICO
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$2.0Bโ–ฒ +15.9% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
82.2%โ–ฒ +3.1% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isnโ€™t profitable yet.
$925Mโ–ฒ +26.1% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$770Mโ–ฒ +26.7% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing ownerโ€™s slice.
24.0Mโ–ผ โˆ’3.5% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
โˆ’$3.1Bโ–ผ โˆ’$813M YoY
StockOtter ยท stockotter.space

About FAIR ISAAC CORP

Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also supplies stand-alone analytical and decisioning software that customers can customize for a broad spectrum of business needs. Conversely, the Scores segment offers both business-to-business (B2B) and business-to-consumer (B2C) solutions. Its B2B scoring services empower corporate clients with analytics that can be integrated directly into their transaction flows and decision frameworks. For individual consumers, the segment provides B2C scoring via offerings such as myFICO.com subscriptions. FICO markets its diverse product and service portfolio primarily through its dedicated direct sales force, various indirect distribution channels, and its online presence. Established in 1956 as Fair Isaac & Company, Inc., the company officially adopted the name Fair Isaac Corporation in July 1992 and maintains its headquarters in Bozeman, Montana.

๐Ÿฆฆ

Otter Score Breakdown

How it's scoredFive components, each rated 1โ€“5โ˜… and equally weighted (20%), averaged to a 0โ€“100 score:๐Ÿ’Ž Quality โ€” gross margin๐Ÿš€ Growth โ€” revenue YoYโš–๏ธ Valuation โ€” P/S ratioโšก Momentum โ€” 30-day price change๐Ÿ’ง Dilution โ€” 1-yr share issuance (buybacks score higher)
๐Ÿ’ŽQualityโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿš€Growthโ˜…โ˜…โ˜…โ˜…โ˜…
โš–๏ธValuationโ˜…โ˜…โ˜…โ˜…โ˜…
โšกMomentumโ˜…โ˜…โ˜…โ˜…โ˜…
๐Ÿ’งDilutionโ˜…โ˜…โ˜…โ˜…โ˜…
Overall Score
Strong
76/100

Analyst Ratings

โ“˜
Consensus
Buy
29 analysts
Strong Buy4
Buy15
Hold8
Sell2
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Zacks Investment Researchยท20h ago

Fair Isaac (FICO) Reports Next Week: Wall Street Expects Earnings Growth

Fair Isaac (FICO) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Business Wireยท1d ago

Arvest Bank Upgrades to FICOยฎ Auto Score 10 to Enhance Auto Lending Precision

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Arvest Bank upgrades to FICOยฎ Auto Score 10, using FICO's most predictive auto credit score to sharpen distinctions in borrower risk.

Schwab Networkยท2d ago

Monday's First Moves: VZ Earnings, ROST Upgrade, FICO Downgrade

A mixed report for Verizon (VZ) adds pressure for the legacy telecom company to maintain positioning. Diane King Hall discusses how a hike in full-year guidance isn't enough to fend off fears from SpaceX (SPCX) capturing

Barronsยท2d ago

FICO Missed Its Chance to Raise Prices, and the Stock Plunges

FICO said it would hold its $10 pricing for mortgage credit scores.

WSJยท5d ago

FICO Holds $10 Pricing for Mortgage Lenders Amid New Competition

Fair Isaac said it is holding its price of $10 for mortgage lenders to use its FICO score, a price that is more than double that of competitor VantageScore 4.0.

Business Wireยท5d ago

FICO Holds Mortgage Score Pricing at $10 for Lenders Enrolled in Preferred Program

BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--FICO (NYSE: FICO), global analytics software leader, today announced that it will hold its wholesale mortgage price for the FICOยฎ Score through its tri-merge resellers at $10 fo