FFIN logo

FIRST FINL BANKSHARES INC

FFINNASDAQ
πŸ† #1357 by market capEarnings Jan 20US Equity
$30.68β–² $0.36 (+1.20%)
Latest quote
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24hβ–² 1.2%
7dβ–² 1.1%
14dβ–Ό 2.9%
30dβ–Ό 3.4%
ytdβ–² 2.7%
1yβ–² 0.1%
🏦Market Cap
$4.40B
Small Cap
πŸ“ˆRevenue Growth (YoY)
24.4%
Healthy
πŸ“ŠGross Margin
β€”
πŸ’΅FCF Margin
56.5%
Strong
βš–οΈP/S Ratio
7.5x
Fair
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$30.37 – $30.98
52-Week Range
$28.12 – $36.52
Volume (shares)
329,465.457
Avg Volume (shares)
β€”
Shares Outstanding
143.4M
Next Earnings
2027-01-20

Fundamentals Snapshot

Annual Revenue
$826M
Last Q Revenue
$225M
P/E Ratio
14.5
P/S Ratio
7.5x
EPS (TTM)
$2.07
Dividend Yield
2.53%
Dilution (1yr)
+0.2%
FFIN logo

FIRST FINL BANKSHARES INC

FFIN
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$826Mβ–² +11.7% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
71.8%β–² +1.5% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$310Mβ–² +13.9% YoY
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$307Mβ–² +4.9% YoY
Shares OutstandingHow many shares exist. Rising means the company is issuing more shares, which dilutes (shrinks) each existing owner’s slice.
143.5Mβ–² +0.2% YoY
Net CashCash minus total debt. Positive = more cash than debt (financially strong); negative = more debt than cash (net debt).
$1.1Bβ–² +$490M YoY
StockOtter Β· stockotter.space

About FIRST FINL BANKSHARES INC

First Financial Bankshares, Inc. (FFIN) is a financial institution that delivers a broad array of commercial banking and financial services throughout Texas via its network of subsidiaries. Its core offerings include various deposit solutions, such as checking, savings, money market, and time deposit accounts. The company provides diverse lending options, extending credit for commercial and industrial ventures, municipal projects, agriculture, construction and development, and farm operations. It also finances both owner-occupied and non-owner-occupied commercial real estate, residential properties, and consumer needs, including vehicle and other personal loans. These services primarily cater to businesses, professional clients, and agricultural enterprises. The institution also equips its customers with contemporary banking conveniences like internet and mobile banking, remote deposit capture, payroll cards, and funds transfer capabilities. Traditional amenities such as drive-in and night deposit services, automated teller machines (ATMs), and secure safe deposit facilities are also part of its comprehensive service suite. Beyond conventional banking, First Financial Bankshares offers robust personal trust services. These encompass wealth management, estate administration, and the management of various trust structures, including testamentary, revocable, irrevocable, and agency accounts. Additionally, the company provides securities brokerage and manages a range of retirement and employee benefit plans, such as 401(k) profit-sharing plans and Individual Retirement Accounts (IRAs). Its service portfolio is further enhanced by asset management and technology services. As of December 31, 2021, FFIN operated 78 financial centers strategically located across Texas. The company, established in 1890, maintains its corporate headquarters in Abilene, Texas.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
⚑Momentumβ˜…β˜…β˜…β˜…β˜…
πŸ’§Dilutionβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100

Analyst Ratings

β“˜
Consensus
Buy
12 analysts
Strong Buy2
Buy4
Hold6
Sell0
Strong Sell0
Ratings as of Oct 2026

Latest News & Updates

Zacks Investment ResearchΒ·13d ago

Compared to Estimates, First Financial (FFIN) Q3 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for First Financial (FFIN) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall S

Zacks Investment ResearchΒ·14d ago

First Financial Bankshares (FFIN) Meets Q3 Earnings Estimates

First Financial Bankshares (FFIN) came out with quarterly earnings of $0.52 per share, in line with the Zacks Consensus Estimate . This compares to earnings of $0.36 per share a year ago.

PRNewsWireΒ·14d ago

FIRST FINANCIAL BANKSHARES ANNOUNCES THIRD QUARTER 2026 EARNINGS

ABILENE, Texas, Oct. 15, 2026 /PRNewswire/ -- First Financial Bankshares, Inc.Β (the "Company," "we," "us" or "our") (NASDAQ: FFIN) today reported earnings of $74.31 million for the third quarter of 2026 compared to earni

Zacks Investment ResearchΒ·14d ago

First Financial Bankshares (FFIN) Earnings Expected to Grow: What to Know Ahead of Q3 Release

First Financial (FFIN) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

PRNewsWireΒ·21d ago

FIRST FINANCIAL BANK TO PARTICIPATE IN STATEWIDE DAY OF SERVICE

ABILENE, Texas, Oct. 8, 2026 /PRNewswire/ -- First Financial Bank employees across the State of Texas will come together for the Bank's 11thΒ annual Day of Service on October 12, 2026. For the second consecutive year, the

Zacks Investment ResearchΒ·22d ago

Why First Financial Bankshares (FFIN) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Financial (FFIN) have what it takes?