FCBM logo

FIRST CAROLINA FINANCIAL SER

FCBMNYSE
πŸ† #3035 by market capEarnings Mar 3US Equity
$13.11β–² $0.08 (+0.61%)
πŸŒ™ After hours$13.11β–² 0.00%Regular close Β· extended-hours price shown
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24hβ–² 0.6%
7dβ–² 1.2%
14dβ–² 3.2%
30dβ–² 4.0%
ytdβ€”
1yβ€”
🏦Market Cap
$397M
Small Cap
πŸ“ˆRevenue Growth (YoY)
196.3%
High Growth
πŸ“ŠGross Margin
61.4%
High
πŸ’΅FCF Margin
11.1%
Healthy
βš–οΈP/S Ratio
1.8x
Cheap
Otter Score
β€”
Insufficient data

Trading Snapshot

Day Range
$13.00 – $13.30
52-Week Range
$12.17 – $13.40
Volume (shares)
170,352
Avg Volume (shares)
β€”
Shares Outstanding
30.2M
Next Earnings
2027-03-03

Fundamentals Snapshot

Annual Revenue
$212M
Last Q Revenue
$56M
P/E Ratio
16.2
P/S Ratio
1.8x
EPS (TTM)
$0.76
Dividend Yield
0.00%
FCBM logo

FIRST CAROLINA FINANCIAL SER

FCBM
Financial Trends
RevenueThe total money the company brought in from sales, before subtracting any costs.
$212Mβ–² +196.3% YoY
Gross MarginOf every $1 of sales, how much is left after the direct cost of making the product/service. Higher = more efficient.
53.0%β–Ό βˆ’47.0% YoY
Operating IncomeProfit from the core business after operating costs, but before interest and taxes. Negative means the core business isn’t profitable yet.
$16M
Free Cash FlowCash left over after running the business and paying for equipment/capex. Negative means the company is burning cash.
$32Mβ–Ό βˆ’44.0% YoY
StockOtter Β· stockotter.space

About FIRST CAROLINA FINANCIAL SER

First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services for individuals and businesses. The company offers business services including checking, savings, and money market deposit accounts, certificates of deposit, individual retirement accounts, and CARS; commercial financing, real estate loans, and consumer loans; credit and debit cards; IntraFi Cash, remote deposit capture, treasury management, merchant services, and wealth management services; higher education solutions, attorney advantage accounts, and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; retail banking; and trust and fiduciary services. The company offers personal services that include deposit solutions such as checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and IRAs; services such as ICS and CARS for deposit management; borrowing options including consumer loans and credit cards; online banking and bill pay services; and debit cards. The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina with additional offices in Atlanta, Georgia; Cary, North Carolina; Columbia and Greenville, South Carolina; Raleigh, Reidsville, and Wilmington, North Carolina; and Virginia Beach, Virginia.

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Otter Score Breakdown

How it's scoredFive components, each rated 1–5β˜… and equally weighted (20%), averaged to a 0–100 score:πŸ’Ž Quality β€” gross marginπŸš€ Growth β€” revenue YoYβš–οΈ Valuation β€” P/S ratio⚑ Momentum β€” 30-day price changeπŸ’§ Dilution β€” 1-yr share issuance (buybacks score higher)

Insufficient data for all five components.

πŸ’ŽQualityβ˜…β˜…β˜…β˜…β˜…
πŸš€Growthβ˜…β˜…β˜…β˜…β˜…
βš–οΈValuationβ˜…β˜…β˜…β˜…β˜…
Overall Score
Insufficient data
β€”/100
Analyst data unavailable.

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